393 Stutts Rd, Michie, TN 38357 Property Records

McNairy County property record for 393 Stutts Rd, Michie, TN 38357

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1998
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Tax Bill	$272 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2023 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`055136 02101`

Property Details

APN / Parcel Number

Primary APN	`055136 02101`
Alternative APN	`136 02101`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	182 ft deep x 182 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	393 STUTTS RD
City	MICHIE
State	TN
Zip	38357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4
Jurisdiction	MCNAIRY TN
Township / Civil Division	7
Census Block Group	2
Census Block	2018
Census Tract	930700

Owner

393 Stutts Rd is owned by an individual who acquired it in June 2023.

Source: McNairy County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	4220 HIGHWAY 22 S, MICHIE, TN 38357-7008
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit HOME BANK COMPANY INC
Jun 15, 2023	Warranty Deed, Transfer · Line of Credit HOME BANKING CO
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jan 27, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Dec 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 15, 2023
Transfer Doc	0000192383
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Recording Date	Jul 27, 2026
Property Address	393 STUTTS RD, MICHIE, TN 38357
Document Number	0000146263
Book / Page	39 / 1582
Instrument Date	Jul 17, 2026
Instrument	2026146263
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 HIGHWAY 22 S, MICHIE, TN 38357-7008

Mortgage

Document Number	0000146263,
Date	Jul 27, 2026
Book Page	39/1582
Instrument	2026146263

Lender

Name	HOME BANK COMPANY INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 20, 2031

Interest

Rate	6.47%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCNAIRY TN
Recording Date	Jun 15, 2023
Property Address	393 STUTTS RD, MICHIE, TN 38357
Document Number	0000192383
Book / Page	19 / 2383
Instrument Date	Jun 15, 2023
Instrument	131598
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91.09
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4222 HI9GHWAY 22 SOUTH, MICHIE, TN 38357

Mortgage

Document Number	0000192385
Date	Jun 15, 2023
Book Page	19/2385
Instrument	131599

Lender

Name	HOME BANKING CO
Type	Bank
Address	SELMER, TN 38375

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 15, 2028

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	393 STUTTS RD, MICHIE, TN 38357
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11907
Date	Jul 17, 2020
Book Page	1/1907
Instrument	116564

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MCNAIRY TN
Recording Date	Jan 27, 2020
Property Address	393 STUTTS RD, MICHIE, TN 38357
Document Number	252838
Book / Page	000252 / 000838
Instrument Date	Jan 27, 2020
Instrument	114429
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCNAIRY TN
Recording Date	Dec 20, 2019
Property Address	393 STUTTS RD, MICHIE, TN 38357
Document Number	252579
Book / Page	000252 / 000579
Instrument Date	Dec 14, 2019
Instrument	114088
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 24 MICHIE TN 383570024, MICHIE, TN 38357-0024

Tax Assessment & Valuation

The 2025 property tax bill for 393 Stutts Rd was $272.

Source: McNairy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	McNairy County
Municipality	Michie Town
Unified School District	McNairy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$272.00	$17,250 Land $700 Building $16,550
2023		$14,975 (-) Land $700 Building $14,275
2022	$236.00	$14,975 Land $700 Building $14,275	$69,000 Land $2,800 Building $66,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 393 Stutts Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 2, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 393 Stutts Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MICHIE WATER DEPT serves 2,825 people · EPA ID TN0000454
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

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