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393 Round Tower Dr E, Saint Charles, MO 63304 Property Records

St. Charles County property record for 393 Round Tower Dr E, Saint Charles, MO 63304 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,907 sqft · built 1993
Lot Size0.63 acres (27,443 sqft)
Owner2 Individual Names on File
Last Sale$501,100 (Mar 2020)
Tax Bill$5,591 (2025)
Deeds & MortgagesOct 2019 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA923000579

Property Details

APN / Parcel Number

Primary APNA923000579
Alternative APN
  • 3-0105-6801-00-0071.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,907 sqft Living Area
Gross Area3,758 sqft
1st Floor Area1,913 sqft
Basement Area1,325 sqft
Finished Basement994 sqft
Unfinished Basement331 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,443 sqft (0.63 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area15 sqft
Deck AreaDeck Area
Patio Area276 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA923000579
Street Address393 ROUND TOWER DR E
CitySAINT CHARLES
StateMO
Zip63304-0814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDSOR PL #4 LOT 71
Legal SubdivisionWINDSOR PL #4
Legal Lot Number71
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group1
Census Block1031
Census Tract311740

Owner

Source: St. Charles County records · APN A923000579

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address393 ROUND TOWER DR E, SAINT CHARLES, MO 63304-0814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Mar 11, 2020Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2020 · Amount on Record
Deed SaleMar 11, 2020 · Amount on Record
Prior SaleSep 25, 2013 · Amount on Record
Deed Document Number2020149970
Deed Book / Page7246 / 1276
Prior Transfer DateSep 25, 2008
Prior Transfer Doc0050571698
Record UpdatedJun 08, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address393 ROUND TOWER DR E, SAINT CHARLES, MO 63304-0814
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071632073
DateOct 17, 2019
Book Page7163/2073
Instrument20191017000583090
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateNov 01, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.62%
Index1-Year LIBOR
Max Rate8.62%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 11, 2020
Property Address393 ROUND TOWER DR E, SAINT CHARLES, MO 63304-0814
Document Number0072461276
Book / Page7246 / 1276
Map ReferenceMB 30 PG 350
Instrument DateMar 09, 2020
Instrument20200311000149970
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5378 WOLFRUM WAY, 5378, SAINT PETERS, MO 63304-7702

Transferred To (Grantee/Buyer)

NameVerified Name
Address393 ROUND TOWER DR E, SAINT CHARLES, MO 63304-0814

Mortgage

Document Number20200311000149980
DateMar 11, 2020
Instrument20200311000149980
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,591.00 (+10.21%)$90,863 (+11.21%)$478,230 (+11.21%) Land $78,750 Building $399,480
2024$5,073.00
2023$81,707
2022$430,035 Land $78,750 Building $351,285

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833117401, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimMay 2019, river or lake flooding, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wisper ISP, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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