393 Old Gilroy St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 393 Old Gilroy St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 1922
Lot Size	0.135 acres (5,880 sqft)
Owner	Individual Name on File
Last Sale	$252,500 (Sep 2008)
Tax Bill	$5,303 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`841-11-004`

Property Details

APN / Parcel Number

Primary APN	`841-11-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
Gross Area	806 sqft
1st Floor Area	806 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,880 sqft (0.135 acres)
Lot Dimensions	84 ft deep x 70 ft wide
Garage Area	692 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	393 OLD GILROY ST
City	GILROY
State	CA
Zip	95020-6917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	MAP A3 978
Legal Subdivision	GILROY
Legal Block	2
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3026
Census Tract	512603

Owner

393 Old Gilroy St is owned and occupied by an individual who bought it in September 2008.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2745 LEAVESLEY RD, GILROY, CA 95020-9076
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 11, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2008 · Amount on File
Deed Sale	Sep 3, 2008 · Amount on File
Prior Sale	Mar 17, 2008 · Amount on File
Deed Document Number	200819979228
Prior Transfer Date	May 4, 2006
Prior Transfer Doc	0018930252
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	393 OLD GILROY ST, GILROY, CA 95020-6917
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	393 OLD GILROY ST, GILROY, CA 95020-6917

Mortgage

Document Number	0024936794
Date	Apr 27, 2021
Instrument	24936794

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	393 OLD GILROY ST, GILROY, CA 95020-6917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023952171
Date	Jun 11, 2018
Instrument	23952171

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	393 OLD GILROY ST, GILROY, CA 95020-6917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	393 OLD GILROY ST, GILROY, CA 95020-6917

Mortgage

Document Number	0024675994
Date	Oct 28, 2020
Instrument	24675994

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 393 Old Gilroy St was $5,303 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$439,254 (+2%) Land $197,019 Building $242,235
2025	$5,303.00 Homeowner's exemption	$430,642 Land $193,156 Building $237,486
2023	$5,186.00 (+1.73%) Homeowner's exemption	$413,921 Land $185,656 Building $228,265
2022	$5,098.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 393 Old Gilroy St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 393 Old Gilroy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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