Putnam County property record for 393 Oak Rdg, Winfield, WV 25213
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 6,700 sqft · built 1997 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,681 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-203-0013.0007 |
| Primary APN | 10-203-0013.0007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 6,700 sqft Living Area |
| 1st Floor Area | 2,635 sqft |
| Basement Area | 1,905 sqft |
| Finished Basement | 1,905 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 95,832 sqft (2.2 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00032847 |
|---|---|
| Street Address | 393 OAK RDG |
| City | WINFIELD |
| State | WV |
| Zip | 25213-7619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REV LOT 7 OAKRIDGE SUBD (2.20 AC) |
| Legal Subdivision | OAKRIDGE SUB |
| Legal Lot Number | 7 |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3108 |
| Census Tract | 20300 |
393 Oak Rdg is owned and occupied by an individual.
Source: Putnam County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 393 OAK RDG, WINFIELD, WV 25213-7619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 393 OAK RDG, WINFIELD, WV 25213-7619 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1258/764 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 1258/764 |
| Instrument | 004904410010 |
| Name | PIONEER WEST VIRGINIA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 393 Oak Rdg was $4,681, up 4% from the year before.
Source: Putnam County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,681.00 (+4.05%) | $374,400 (+5.19%) Land $21,000 Building $353,400 | $624,000 (+5.19%) Land $35,000 Building $589,000 |
| 2025 | $4,499.00 | $355,920 Land $19,320 Building $336,600 | $593,200 Land $32,200 Building $561,000 |
| 2023 | $3,882.00 (+2.59%) | $319,500 (+1.76%) Land $18,240 Building $301,260 | $532,500 (+1.76%) Land $30,400 Building $502,100 |
| 2022 | $3,784.00 | $313,980 Land $17,580 Building $296,400 | $523,300 Land $29,300 Building $494,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 393 Oak Rdg in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 8 (1996–2018) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Aug 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 393 Oak Rdg is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 47% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PUTNAM P S D serves 26,410 people · EPA ID WV3304011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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