Laurens County property record for 393 Ginger Creek Rd, Mountville, SC 29370
| Property Type | Rural Home |
|---|---|
| Lot Size | 5.26 acres (229,126 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,688 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 451-00-00-020 |
| Primary APN | 451-00-00-020 |
|---|---|
| Alternative APNs |
|
| Lot Area | 229,126 sqft (5.26 acres) |
|---|
| Old Parcel Number | 4510000020 00027021 |
|---|---|
| Street Address | 393 GINGER CREEK RD |
| City | MOUNTVILLE |
| State | SC |
| Zip | 29370-3605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DIST:56 MAP REF:933-165 A600-10 |
| Legal Subdivision | JOSEPH W WHAM, JR & BECCA W WH |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 921001 |
393 Ginger Creek Rd, a rural home, is owned and occupied by two individuals who acquired it in May 2009.
Source: Laurens County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 393 GINGER CREEK RD, MOUNTVILLE, SC 29370-3605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2009 |
| Deed Sale | May 27, 2009 |
| Deed Document Number | 0000933165 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 393 GINGER CREEK RD, MOUNTVILLE, SC 29370-3605 |
| Document Number | 0026260312 |
| Instrument Date | Oct 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 393 GINGER CREEK RD MOUNTVILLE SC 293703605, MOUNTVILLE, SC 29370-3605 |
| Document Number | 0026260312 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 002626/000312 |
| Instrument | 7720 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | SPARTANBURG, SC 29303 |
| Amount | Amount on Record |
|---|---|
| Term | 144 Months |
| Due | Oct 1, 2032 |
The 2025 property tax bill for 393 Ginger Creek Rd was $1,688 with a homeowner's exemption, up 4% from the year before.
Source: Laurens County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 56 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,688.00 (+4%) Homeowner's exemption | $8,720 (-) Land $720 Building $8,000 | |
| 2024 | $1,623.00 (+38.01%) Homeowner's exemption | $8,720 (+0.16%) Land $720 Building $8,000 | |
| 2023 | $1,176.00 | $8,706 (-0.16%) Land $672 Building $8,034 | $217,650 (-) Land $16,800 Building $200,850 |
| 2022 | $8,720 Land $720 Building $8,000 | $217,650 (-) Land $17,650 Building $200,000 | |
| 2021 | $217,650 Land $17,650 Building $200,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 393 Ginger Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 393 Ginger Creek Rd is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 43% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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