McNairy County property record for 393 Chris Ln S, Ramer, TN 38367
| Property Type | Single Family Home |
|---|---|
| Details | 2.25 ba · 1,066 sqft · built 2007 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,000 (Nov 2021) |
| Tax Bill | $442 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 055139 00844 |
| Primary APN | 055139 00844 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.25 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 33,541 sqft (0.77 acres) |
| Lot Dimensions | 267 ft deep x 121 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 85 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 393 CHRIS LN S |
|---|---|
| City | RAMER |
| State | TN |
| Zip | 38367-5275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 5; SUBDIVISION: SOUTH CHRIS LN; LOT: 5 |
| Legal Subdivision | SOUTH CHRIS LN |
| Legal Lot Number | 5 |
| Jurisdiction | MCNAIRY TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3084 |
| Census Tract | 930600 |
393 Chris Ln S is owned and occupied by two individuals who bought it in November 2021.
Source: McNairy County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 393 CHRIS LN S, RAMER, TN 38367-5275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2024 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Nov 29, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 29, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on File |
| Deed Sale | Nov 29, 2021 · Amount on File |
| Prior Sale | May 29, 2020 |
| Deed Document Number | 2021124086 |
| Deed Book / Page | 10 / 2157 |
| Prior Transfer Date | May 22, 2020 |
| Prior Transfer Doc | 0000254177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Property Address | 393 CHRIS LN S, RAMER, TN 38367-5275 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 393 CHRIS LN S, RAMER, TN 38367-5275 |
| Document Number | 0000241042 |
|---|---|
| Date | Apr 4, 2024 |
| Book Page | 24/1042 |
| Instrument | 135112 |
| Name | SWIFT HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | 255 S OLD WOODWARD AVE STE 300, BIRMINGHAM, MI 48009 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Recording Date | Nov 29, 2021 |
| Property Address | 393 CHRIS LN S, RAMER, TN 38367-5275 |
| Document Number | 0000102157 |
| Book / Page | 10 / 2157 |
| Map Reference | CAB B SL 84B |
| Instrument Date | Nov 15, 2021 |
| Instrument | 124086 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $466.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 393 CHRIS LN S, RAMER, TN 38367-5275 |
| Document Number | 0000124087 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 124087 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Recording Date | May 29, 2020 |
| Property Address | 393 CHRIS LN S, RAMER, TN 38367-5275 |
| Document Number | 254177 |
| Book / Page | 000254 / 000177 |
| Instrument Date | Mar 28, 2020 |
| Instrument | 115924 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 393 CHRIS LN S RAMER TN 383675275, RAMER, TN 38367-5275 |
The 2025 property tax bill for 393 Chris Ln S was $442.
Source: McNairy County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | McNairy County |
| Municipality | Eastview Town |
| Unified School District | McNairy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $442.00 | $28,050 Land $1,875 Building $26,175 | |
| 2023 | $28,050 Land $1,875 Building $26,175 | ||
| 2022 | $442.00 | $112,200 Land $7,500 Building $104,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 393 Chris Ln S in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 393 Chris Ln S is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTVIEW UTILITY DISTRICT serves 2,206 people · EPA ID TN0000570 |
|---|---|
| Water Source | Purchased groundwater from SELMER WATER SYSTEM |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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