393 Casuarina Cir, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 393 Casuarina Cir, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,289 sqft · built 1980
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$231,500 (Feb 2021)
Tax Bill	$3,480 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Nov 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`284117-0120`

Property Details

APN / Parcel Number

Primary APN	`284117-0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,289 sqft Living Area
Gross Area	1,731 sqft
1st Floor Area	1,289 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	393 CASUARINA CIR
City	SAINT AUGUSTINE
State	FL
Zip	32086-7114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	13-35 ST AUG SHORES UNIT 4 LOT 12 BLK 117 OR5166/1268
Legal Range	30E
Legal Township	08S
Legal Section	39
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 4
Legal Block	117
Legal Lot Number	12
Legal Unit	4
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1010
Census Tract	21211

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	393 CASUARINA CIR, SAINT AUGUSTINE, FL 32086-7114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP
Nov 26, 2019	Loan Modification, Mortgage · Conventional Mortgage VYSTAR CU
Apr 6, 2018	Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2021 · Amount on Record
Deed Sale	Feb 1, 2021 · Amount on Record
Prior Sale	Apr 6, 2018 · Amount on Record
Deed Document Number	202110917
Deed Book / Page	5166 / 1268
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 1, 2021
Property Address	393 CASUARINA CIR, SAINT AUGUSTINE, FL 32086-7114
Document Number	0051661268
Book / Page	5166 / 1268
Map Reference	MB 13 PG 31-38
Instrument Date	Jan 29, 2021
Instrument	2021010917
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,620.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 PALMETTO DR, SAINT AUGUSTINE, FL 32095-8117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	393 CASUARINA CIR, SAINT AUGUSTINE, FL 32086-7114

Mortgage

Document Number	0051661270
Date	Feb 1, 2021
Instrument	5166/1270

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	393 CASUARINA CIR, SAINT AUGUSTINE, FL 32086-7114
Document Number	0048520909
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	393 CASUARINA CIR ST AUGUSTINE FL 320867114, ST AUGUSTINE, FL 32086-7114

Mortgage

Document Number	0048520909
Date	Dec 19, 2019
Book Page	004852/000909
Instrument	95228

Lender

Name	VYSTAR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 6, 2018
Property Address	393 CASUARINA CIR, SAINT AUGUSTINE, FL 32086-7114
Document Number	0045280753
Book / Page	004528 / 000753
Instrument Date	Apr 6, 2018
Instrument	23326
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	393 CASUARINA CIR ST AUGUSTINE FL 320867114, ST AUGUSTINE, FL 32086-7114

Mortgage

Document Number	45280755
Date	Apr 6, 2018
Book Page	004528/000755
Instrument	23327

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,894 (-2.74%) Land $82,439 Building $182,455	$264,894 (-3.83%) Land $82,439 Building $182,455
2025	$3,480.00 (+13.06%) Homeowner's exemption	$272,370 (+2.9%)	$275,451 (+4.06%) Land $77,805 Building $197,646
2024	$3,078.00 (-12.28%) Homeowner's exemption	$264,694 (+3.21%)	$264,694 (+3.21%) Land $77,805 Building $186,889
2023	$3,509.00 (+5.82%)	$256,467 (+6.55%)	$256,467 (+6.55%) Land $77,805 Building $178,662
2022	$3,316.00	$240,704	$240,704 Land $50,348 Building $190,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	6 (2016–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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