Lincoln County property record for 393 Acm Rd S, Libby, MT 59923
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 2018 |
| Lot Size | 1.41 acres (61,681 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $598,500 (Sep 2022) |
| Tax Bill | $2,447 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Jan 2021 Mortgage + 6 more |
| APN | R5618247 |
| Primary APN | R5618247 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 768 sqft |
| 2nd Floor Area | 768 sqft |
| Basement Area | 900 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 61,681 sqft (1.41 acres) |
| Lot Dimensions | 200 ft deep x 105 ft wide |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000054014 |
|---|---|
| Street Address | 393 ACM RD S |
| City | LIBBY |
| State | MT |
| Zip | 59923-7966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S & M, S04, T26 N, R27 W, LOT 1, ACRES 1.416, PM #6333 |
| Legal Range | 27W |
| Legal Township | 26N |
| Legal Section | 04 |
| Legal Subdivision | S & M |
| Legal Lot Number | 1 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 1 |
| Census Block | 1304 |
| Census Tract | 100 |
Source: Lincoln County assessment roll, as of September 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 217 SUNSET TRL, KALISPELL, MT 59901-1504 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF RONAN |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Jan 25, 2019 | Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK OF RONAN |
| Jul 19, 2019 | Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK OF RONAN |
| Oct 31, 2024 | Intrafamily Transfer, Transfer |
| Sep 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU |
| Feb 4, 2021 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Jun 21, 2017 | Quit Claim Deed, Transfer · Commercial Mortgage VALLEY BANK OF RONAN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2022 · Amount on Record |
| Deed Sale | Sep 29, 2022 · Amount on Record |
| Prior Sale | Jun 21, 2017 · Amount on Record |
| Deed Document Number | 2022302998 |
| Deed Book / Page | 398 / 977 |
| Last Transfer Date | Oct 30, 2024 |
| Transfer Doc | 000407/901 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 393 ACM RD S, LIBBY, MT 59923-7966 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMER TTL CO OF MT INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000378/584 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 378/584 |
| Instrument | 281259 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | RONAN, MT 59864 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 393 ACM RD S, LIBBY, MT 59923-7966 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000387/299 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 387/299 |
| Instrument | 290626 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 393 ACM RD S, LIBBY, MT 59923-7966 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000375/548 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 375/548 |
| Instrument | 277953 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | RONAN, MT 59864 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jul 25, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 393 ACM RD S, LIBBY, MT 59923-7966 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000377/971 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 377/971 |
| Instrument | 280603 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | RONAN, MT 59864 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jan 19, 2020 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Oct 31, 2024 |
| Property Address | 393 ACM RD S, LIBBY, MT 59923-7966 |
| Document Number | 000407/901 |
| Book / Page | 407 / 901 |
| Map Reference | PL 6333 |
| Instrument Date | Oct 30, 2024 |
| Instrument | 312908 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 217 SUNSET TRL, KALISPELL, MT 59901-1504 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 217 SUNSET TRL, KALISPELL, MT 59901-1504 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Sep 29, 2022 |
| Property Address | 393 ACM RD S, LIBBY, MT 59923-7966 |
| Document Number | 000398/977 |
| Book / Page | 398 / 977 |
| Map Reference | PL 6333 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 302998 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 390 E MARINA CIR, SARATOGA SPRINGS, UT 84045-8145 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 217 SUNSET TRL, KALISPELL, MT 59901-1504 |
| Document Number | 0000302999 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 302999 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Feb 4, 2021 |
| Property Address | 393 ACM RD S, LIBBY, MT 59923-7966 |
| Document Number | 000387/642 |
| Book / Page | 387 / 642 |
| Map Reference | PL 6333 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 290983 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 393 ACM RD S, LIBBY, MT 59923-7966 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Jun 21, 2017 |
| Property Address | 393 ACM RD S, LIBBY, MT 59923-7966 |
| Document Number | 000367/982 |
| Book / Page | 367 / 982 |
| Map Reference | PL 6333 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 269268 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 626 COUNTRY WAY, KALISPELL, MT 59901-2104 |
| Investor | Possibly a Property Investor |
| Document Number | 000367/983 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 367/983 |
| Instrument | 269269 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | RONAN, MT 59864 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lincoln County assessment roll, as of September 19, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,447.00 (-27.92%) | $716,210 (+33.2%) | $716,210 (+33.2%) Land $431,000 Building $285,210 |
| 2023 | $3,395.00 | $537,700 | $537,700 Land $241,500 Building $296,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Mar 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 67% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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