39296 Cedar Trl, Whitney, TX 76692 Property Records

Hill County property record for 39296 Cedar Trl, Whitney, TX 76692 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,770 sqft · built 2016
Lot Size	0.925 acres (40,293 sqft)
Owner	Individual Name on File
Tax Bill	$3,071 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19523-05539-00000-295000`

Property Details

APN / Parcel Number

Primary APN	`19523-05539-00000-295000`
Alternative APN	`150201`

Interior

Full Baths	3 Baths
Building Area	2,770 sqft Living Area
Gross Area	5,803 sqft
1st Floor Area	2,770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick/Stone
Lot Area	40,293 sqft (0.925 acres)
Lot Dimensions	168 ft deep x 240 ft wide
Garage Type	Built-in
Garage Area	1,494 sqft
Porch	Porch
Porch Area	1,539 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19523-05539-00000-295000
Street Address	39296 CEDAR TRL
City	WHITNEY
State	TX
Zip	76692-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE BLUFF #39 LT 294 - 296
Legal Subdivision	WHITE BLUFF NO 17 ADDITION
Legal Block	39
Legal Lot Number	294-296 295
Jurisdiction	HILL TX
Township / Civil Division	BLUM
Census Block Group	4
Census Block	4104
Census Tract	960200

Owner

Source: Hill County records · APN 19523-05539-00000-295000

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	39296 CEDAR TRL, WHITNEY, TX 76692-3105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2013
Deed Sale	Apr 02, 2013
Prior Sale	Mar 18, 2013
Deed Document Number	00057921
Deed Book / Page	1748 / 196
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	39296 CEDAR TRL, WHITNEY, TX 76692-3105
Transaction Type	Mortgage
Record Updated	Dec 27, 2022
Title Company	SOLIDITI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002136/519
Date	Sep 30, 2021
Book Page	2136/519
Instrument	127073

Lender

Name	FILO MORTGAGE LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Hill County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Whitney Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,071.00 (+2.57%) Homeowner's exemption Senior Citizen's exemption	$779,570 (+9.73%) Land $96,020 Building $683,550	$779,570 (+9.73%) Land $96,020 Building $683,550
2023		$710,420 Land $96,020 Building $614,400	$710,420 Land $96,020 Building $614,400
2022	$2,994.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hill County (48217C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482179602004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	High above 72% of the US · above 61% of Texas
Wildfire Likelihood	About 1 in 366 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AMG Technology Investment Group	Fixed Wireless (unlicensed)	1,000 / 1,000
JAB Wireless	Fixed Wireless (unlicensed)	300 / 60
Uniti Group	DSL	25 / 3

May also be available at this address: AMG Technology Investment Group, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.