3929 Gates Ave, Chipley, FL 32428 Property Records

Washington County property record for 3929 Gates Ave, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	1 ba · 945 sqft · built 1973
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (Feb 2020)
Tax Bill	$1,290 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-0189-0006`

Property Details

APN / Parcel Number

Primary APN	`04-0189-0006`
Alternative APNs	`00000000-04-0189-0006` `000401890006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	945 sqft Living Area
Gross Area	1,483 sqft
1st Floor Area	913 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Width	75 ft Width
Garage Type	Carport
Garage Area	256 sqft
Carport	Carport
Carport Area	256 sqft
Porch	Florida Room
Porch Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3929 GATES AVE
City	CHIPLEY
State	FL
Zip	32428-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT # 4, LOT 6 ORB 1169 P 572 BLK 1889
Legal Range	13W
Legal Township	02S
Legal Section	30
Legal Subdivision	SUNNY HILLS
Legal Block	6
Legal Lot Number	6
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1114
Census Tract	970301

Owner

Source: Washington County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1197 HICKORY RIDGE RD, CHIPLEY, FL 32428-4434
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY SOUTH BANK
Feb 14, 2020	Grant Deed, Transfer JOHN B & WENDI M HOWELL
Jan 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 11, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Jan 9, 2020 · Amount on Record
Deed Document Number	202067001325
Deed Book / Page	1169 / 572
Prior Transfer Date	Jan 7, 2020
Prior Transfer Doc	0067000288
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	3929 GATES AVE, CHIPLEY, FL 32428-3121
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1197 HICKORY RIDGE RD, CHIPLEY, FL 32428-4434

Mortgage

Document Number	0067006333
Date	Jul 21, 2022
Book Page	1248/798
Instrument	202267006333

Lender

Name	COMMUNITY SOUTH BANK
Type	Bank
Address	CHIPLEY, FL 32428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2042

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 14, 2020
Property Address	3929 GATES AVE, CHIPLEY, FL 32428-3121
Document Number	0067001325
Book / Page	001169 / 000572
Instrument Date	Feb 12, 2020
Instrument	67001325
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1197 HICKORY RIDGE RD CHIPLEY FL 324284434, CHIPLEY, FL 32428-4434

Mortgage

Document Number	67001326
Date	Feb 14, 2020
Book Page	001169/000573
Instrument	67001326

Lender

Name	JOHN B & WENDI M HOWELL
Address	1197 HICKORY RIDGE RD, CHIPLEY, FL 32428-4434

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 13, 2025

Interest

Rate	5.5%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 9, 2020
Property Address	3929 GATES AVE, CHIPLEY, FL 32428-3121
Document Number	0067000288
Book / Page	001166 / 000650
Instrument Date	Jan 7, 2020
Instrument	67000288
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$116.20
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	333 WESTCHESTER AVE #STEW210 WHITE PLAINS NY 106042910, WHITE PLAINS, NY 10604-2910

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 11, 2019
Property Address	3929 GATES AVE, CHIPLEY, FL 32428-3121
Document Number	0067007187
Book / Page	001155 / 000797
Instrument Date	Aug 28, 2019
Instrument	67007187
Transaction Type	Foreclosure
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5720 PREMIER PARK DR WEST PALM BEACH FL 334071610, WEST PALM BEACH, FL 33407-1610

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,290.00 (+6.44%)	$105,931 (-4.91%) Land $6,000 Building $99,931	$105,931 (-4.91%) Land $6,000 Building $99,931
2024	$1,212.00 (+14.12%)	$111,395 (+24.28%) Land $6,000 Building $105,395	$111,395 (+24.28%) Land $6,000 Building $105,395
2023	$1,062.00 (+9.15%)	$89,631 (+10.61%) Land $5,000 Building $84,631	$89,631 (+10.61%) Land $5,000 Building $84,631
2022	$973.00	$81,032 Land $3,500 Building $77,532	$81,032 Land $3,500 Building $77,532

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Verizon.

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