3929 el Portal Pl, Modesto, CA 95357 Property Records

Stanislaus County property record for 3929 el Portal Pl, Modesto, CA 95357

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 1996
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (May 2026)
Tax Bill	$4,677 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`079-028-019-000`

Property Details

APN / Parcel Number

Primary APN	`079-028-019-000`
Alternative APNs	`0792819000` `0792819`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3929 EL PORTAL PL
City	MODESTO
State	CA
Zip	95357-0413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YSOEMITE MEADOWS NO. 1, BLK 2908, LOT 14
Legal Subdivision	YOSEMITE MDWS 01
Legal Block	2908
Legal Lot Number	14
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2016
Census Tract	2006

Owner

3929 el Portal Pl is owned and occupied by an individual who bought it in May 2026.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3929 EL PORTAL PL, MODESTO, CA 95357-0413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Grant Deed, Transfer · FHA Mortgage LOWER LLC
May 18, 2026	Affidavit of Death of Trustee, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	Aug 29, 2025 · Amount on File
Deed Document Number	202627879
Prior Transfer Date	May 11, 2026
Prior Transfer Doc	0000027878
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 18, 2026
Property Address	3929 EL PORTAL PL, MODESTO, CA 95357-0413
Document Number	0000027879
Instrument Date	May 12, 2026
Instrument	2026.27879
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,884.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3929 EL PORTAL PL, MODESTO, CA 95357-0413

Mortgage

Document Number	0000027880,
Date	May 18, 2026
Instrument	2026.27880

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	STANISLAUS CA
Recording Date	May 18, 2026
Property Address	3929 EL PORTAL PL, MODESTO, CA 95357-0413
Document Number	0000027878
Instrument Date	May 11, 2026
Instrument	202627878
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4809 INDIAN RIDGE DR, PASCO, WA 99301-4434

Tax Assessment & Valuation

The 2026 property tax bill for 3929 el Portal Pl was $4,677, up 120.7% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,677.00 (+120.72%)	$429,500 (+124.46%) Land $200,000 Building $229,500
2025	$2,119.00	$191,344 Land $48,206 Building $143,138
2023	$2,621.00 (+11.01%)	$183,916 Land $46,335 Building $137,581
2022	$2,361.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3929 el Portal Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3929 el Portal Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xfinity.

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