3929 E State Rd 38, Frankfort, IN 46041 Property Records

Clinton County property record for 3929 E State Rd 38, Frankfort, IN 46041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,876 sqft · built 1965
Lot Size	1.72 acres (74,923 sqft)
Owner	Individual Name on File
Tax Bill	$3,344 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-15-05-200-001.000-004`

Property Details

APN / Parcel Number

Primary APN	`12-15-05-200-001.000-004`
Alternative APNs	`00487581437` `00340001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,876 sqft Living Area
1st Floor Area	2,876 sqft
Basement Area	1,635 sqft
Unfinished Basement	746 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	74,923 sqft (1.72 acres)
Lot Width	1 ft Width
Garage Type	Mixed
Garage Area	2,856 sqft
Parking Spaces	9 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00487581437
Street Address	3929 E STATE ROAD 38
City	FRANKFORT
State	IN
Zip	46041-8672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	003-14020-00 PT N SIDE NE 5-20-1E 1.72A 667-A
Jurisdiction	CLINTON IN
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1043
Census Tract	950400

Owner

3929 E State Rd 38 is owned and occupied by an individual.

Source: Clinton County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3929 E STATE ROAD 38, FRANKFORT, IN 46041-8672
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Jun 8, 2020	Deed of Trust, Mortgage · Line of Credit THE NATIONAL BANK OF INDIANAPOLIS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	3929 E STATE ROAD 38, FRANKFORT, IN 46041-8672
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020252108
Date	Jul 3, 2025
Instrument	20252108

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	225 PICTORIA DR STE 700, CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 10, 2050

Interest

Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	3929 E STATE ROAD 38, FRANKFORT, IN 46041-8672
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202106
Date	Jun 8, 2020
Instrument	2020-2106

Lender

Name	THE NATIONAL BANK OF INDIANAPOLIS
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	May 14, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3929 E State Rd 38 was $3,344 with a homeowner's exemption, up 15% from the year before.

Source: Clinton County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Clinton County
County Subdivision	Jackson Township
Unified School District	Clinton Prairie School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,344.00 (+15.03%) Homeowner's exemption	$486,100 Land $29,400 Building $456,700	$486,100 Land $29,400 Building $456,700
2024	$2,907.00 (-5%)
2023	$3,060.00 (+9.17%)	$379,700 (-1.12%) Land $29,400 Building $350,300	$379,700 (-1.12%) Land $29,400 Building $350,300
2022	$2,803.00	$384,000 Land $29,400 Building $354,600	$384,000 Land $29,400 Building $354,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3929 E State Rd 38 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3929 E State Rd 38 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Nextlink Fixed Wireless	800 / 400
On-Ramp Indiana Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E State Rd 38

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures