Lake County property record for 3928 Torrence Ave, Hammond, IN 46327
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,590 sqft · built 1947 |
| Lot Size | 0.109 acres (4,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Jun 2021) |
| Tax Bill | $2,635 (2024) |
| Deeds & Mortgages | Jun 2026 Transfer Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-26-34-0030-0016 |
| Primary APN | 007-26-34-0030-0016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,590 sqft Living Area |
| Gross Area | 2,555 sqft |
| 1st Floor Area | 1,590 sqft |
| Basement Area | 965 sqft |
| Game Room | Game Room |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 4,750 sqft (0.109 acres) |
| Lot Dimensions | 125 ft deep x 38 ft wide |
| View / Lot | Alley |
| Garage Type | Carport |
| Garage Area | 312 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3928 TORRENCE AVE |
|---|---|
| City | HAMMOND |
| State | IN |
| Zip | 46327-1144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMMOND STEEL CITY ADD. ALL L.16 BL.2 |
| Legal Subdivision | HAMMOND STEEL CITY ADD |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 4 |
| Census Block | 4075 |
| Census Tract | 20300 |
3928 Torrence Ave is owned and occupied by an individual who acquired it in May 2026.
Source: Lake County records, as of June 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3928 TORRENCE AVE, HAMMOND, IN 46327-1144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 29, 2021 | Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2021 · Amount on File |
| Deed Sale | Jun 29, 2021 · Amount on File |
| Prior Sale | Nov 8, 2016 |
| Deed Document Number | 2021515389 |
| Last Transfer Date | May 22, 2026 |
| Transfer Doc | 0000013105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 5, 2026 |
| Property Address | 3928 TORRENCE AVE, HAMMOND, IN 46327-1144 |
| Document Number | 0000013105 |
| Instrument Date | May 22, 2026 |
| Instrument | 202613105 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3928 TORRENCE AVE, HAMMOND, IN 46327-1144 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 29, 2021 |
| Property Address | 3928 TORRENCE AVE, HAMMOND, IN 46327-1144 |
| Document Number | 0000015389 |
| Map Reference | MB 17 PG 18 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021-515389 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3928 TORRENCE AVE, HAMMOND, IN 46327-1144 |
| Document Number | 0000015390 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021-515390 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Hammond City |
| Unified School District | Hammond School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $238,900 Land $23,600 Building $215,300 | $238,900 Land $23,600 Building $215,300 | |
| 2024 | $2,635.00 | ||
| 2023 | $181,100 (+6.53%) Land $22,500 Building $158,600 | $181,100 (+6.53%) Land $22,500 Building $158,600 | |
| 2022 | $2,345.00 Homeowner's exemption | $170,000 Land $22,500 Building $147,500 | $170,000 Land $22,500 Building $147,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3928 Torrence Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3928 Torrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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