3928 Spruce Dr, Myrtle Beach, SC 29577 Property Records

Horry County property record for 3928 Spruce Dr, Myrtle Beach, SC 29577

Property Summary

Details	3 bd · 1.5 ba · 1,220 sqft · built 1958
Lot Size	0.09 acres (3,920 sqft)
Owner	Trust Name on File
Last Sale	$268,000 (Apr 2024)
Tax Bill	$4,060 (2025)
Deeds & Mortgages	Apr 2024 Sale Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`446-08-04-0080`

Property Details

APN / Parcel Number

Primary APN	`446-08-04-0080`
Alternative APN	`1862601288`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3928 SPRUCE DR
City	MYRTLE BEACH
State	SC
Zip	29577-5134
Property Category	Other
Property Type	Unknown
Legal Description	SEAGATE VLG HPR PH IX; UNIT 3928 SPRUCE
Legal Subdivision	SEAGATE VLG HPR PH IX
Legal Unit	3928
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1023
Census Tract	51000

Owner

3928 Spruce Dr is held in a trust since April 2024.

Source: Horry County records, as of March 25, 2026

Owner of Record	Trust Name on File
Mailing Address	322 WILDWOOD DUNES TRL, MYRTLE BEACH, SC 29572-4749
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Warranty Deed, Transfer
Feb 3, 2017	Deed of Trust, Mortgage · Line of Credit CAROLINA TR FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2024 · Amount on File
Deed Sale	Apr 18, 2024 · Amount on File
Prior Sale	Apr 5, 2012 · Amount on File
Deed Document Number	202442503
Deed Book / Page	4800 / 626
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Apr 18, 2024
Property Address	3928 SPRUCE DR, MYRTLE BEACH, SC 29577-5134
Document Number	0048000626
Book / Page	4800 / 626
Instrument Date	Apr 10, 2024
Instrument	2024000042503
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Amount	Amount on Record
Tax	$9.92
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3928 SPRUCE DR, MYRTLE BEACH, SC 29577-5134

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	3928 SPRUCE DR, MYRTLE BEACH, SC 29577-5134
Document Number	5852/1234
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3928 SPRUCE DR MYRTLE BEACH SC 295775134, MYRTLE BEACH, SC 29577-5134

Mortgage

Document Number	5852/1234
Date	Feb 8, 2017
Book Page	005852/001234
Instrument	14708

Lender

Name	CAROLINA TR FCU
Type	Credit Union
Address	MYRTLE BEACH, SC 29578

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3928 Spruce Dr was $4,060, up 1,244.4% from the year before.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Myrtle Beach City
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,060.00 (+1,244.37%)
2024	$302.00	$15,954 (+4.79%) Building $15,954	$265,900 (+83.38%) Building $265,900
2023		$15,225 Building $15,225	$145,000 Building $145,000
2021	$221.00	$15,225 Building $15,225	$145,000 Building $145,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3928 Spruce Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	265 units insured incl. 150 condo units
Nearby Flood Claims	3 (1989–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3928 Spruce Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MYRTLE BEACH serves 49,375 people · EPA ID SC2610001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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