Cole County property record for 3928 Rustic Ln, Jefferson City, MO 65109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,450 sqft · built 1979 |
| Lot Size | 0.464 acres (20,212 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,617 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-08-34-0003-002-040 |
| Primary APN | 10-08-34-0003-002-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 1,450 sqft |
| Basement Area | 754 sqft |
| Finished Basement | 754 sqft |
| Unfinished Basement | 1,450 sqft |
| Game Room | Game Room |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 20,212 sqft (0.464 acres) |
| Lot Dimensions | 176 ft deep x 98.9 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3928 RUSTIC LN |
|---|---|
| City | JEFFERSON CITY |
| State | MO |
| Zip | 65109-9148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUSTIC OAKS LOT 48 |
| Legal Range | 12W |
| Legal Township | 44N |
| Legal Section | 34 |
| Legal Subdivision | RUSTIC OAKS |
| Legal Lot Number | 48 |
| Jurisdiction | COLE MO |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 20400 |
3928 Rustic Ln is owned and occupied by an individual.
Source: Cole County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3928 RUSTIC LN, JEFFERSON CITY, MO 65109-9148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3928 Rustic Ln was $1,617.
Source: Cole County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cole County |
| Unified School District | Jefferson City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,040 (-) Land $3,040 Building $24,000 | ||
| 2025 | $1,617.00 | $27,040 Land $3,040 Building $24,000 | $142,300 Land $16,000 Building $126,300 |
| 2023 | $24,280 Building $24,280 | $127,800 Land $16,000 Building $111,800 | |
| 2022 | $1,455.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3928 Rustic Ln in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1990–2017) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3928 Rustic Ln is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 57% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLE COUNTY PWSD 2 serves 13,107 people · EPA ID MO3024160 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| Mediacom Xtream Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Wisper ISP.
5G (outdoors only) and 4G LTE
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