3928 Merced St, Des Moines, IA 50310 Property Records

Polk County property record for 3928 Merced St, Des Moines, IA 50310

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1960
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,000 (Dec 2017)
Tax Bill	$4,070 (2024)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7924-20-179-005`

Property Details

APN / Parcel Number

Primary APN	`7924-20-179-005`
Alternative APN	`100/10007-025-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,928 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Finished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3928 MERCED ST
City	DES MOINES
State	IA
Zip	50310-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 MONTEREY PARK PLAT NO 2
Legal Range	24W
Legal Township	79N
Legal Section	20
Legal Subdivision	MONTEREY PARK PLAT 2
Legal Lot Number	25
Jurisdiction	POLK IA
Township / Civil Division	WEBSTER
Census Block Group	3
Census Block	3003
Census Tract	704

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3928 MERCED ST, DES MOINES, IA 50310-4201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2017 · Amount on Record
Deed Sale	Dec 13, 2017 · Amount on Record
Prior Sale	Apr 9, 2010 · Amount on Record
Deed Document Number	2017-00048663
Deed Book / Page	16757 / 0734
Record Updated	Jun 8, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 13, 2017
Property Address	3928 MERCED ST, DES MOINES, IA 50310-4201
Document Number	0000048663
Book / Page	016757 / 000734
Instrument Date	Dec 8, 2017
Instrument	48663
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3928 MERCED ST DES MOINES IA 503104201, DES MOINES, IA 50310-4201

Mortgage

Document Number	48665
Date	Dec 13, 2017
Book Page	016757/000737
Instrument	48665

Lender

Name	NEIGHBORHOOD FIN
Type	Funding / Finance Company
Address	DES MOINES, IA 50314

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2047

Mortgage

Document Number	48666,
Date	Dec 13, 2017
Book Page	016757/000748
Instrument	48666

Lender

Name	NEIGHBORHOOD FIN
Type	Funding / Finance Company
Address	DES MOINES, IA 50314

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 12, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$249,500 (+10.06%) Land $50,000 Building $199,500	$249,500 (+10.06%) Land $50,000 Building $199,500
2024	$4,070.00 (-4.55%)
2023		$226,700 Land $44,700 Building $182,000	$226,700 Land $44,700 Building $182,000
2020	$4,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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