Saginaw County property record for 3928 Gallagher St, Saginaw, MI 48601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 899 sqft · built 1954 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $546 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-10-2-96-4000-000 |
| Primary APN | 92-10-2-96-4000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 899 sqft Living Area |
| 1st Floor Area | 890 sqft |
| Basement Area | 890 sqft |
| Unfinished Basement | 890 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 115 ft deep x 60 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3928 GALLAGHER ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48601-4224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 348, LOT 349 EXC E 20 FT, ROSEDALE |
| Legal Range | 2E |
| Legal Township | 10N |
| Legal Section | 96 |
| Legal Subdivision | ROSEDALE |
| Legal Lot Number | 348-349 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 900 |
3928 Gallagher St is owned and occupied by two individuals who acquired it in October 2024.
Source: Saginaw County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3928 GALLAGHER ST, SAGINAW, MI 48601-4224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2001 |
| Deed Sale | Jun 13, 2001 |
| Prior Sale | Jul 17, 1996 · Amount on File |
| Deed Book / Page | 2202 / 1370 |
| Last Transfer Date | Oct 24, 2024 |
| Transfer Doc | 0000024033 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3928 Gallagher St was $546 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Saginaw City |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,400 | $34,800 | |
| 2025 | $546.00 Homeowner's exemption | ||
| 2023 | $12,500 | $25,000 | |
| 2022 | $490.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3928 Gallagher St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3928 Gallagher St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Feb 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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