3928 E Cypress Ave, Visalia, CA 93292 Property Records

Tulare County property record for 3928 E Cypress Ave, Visalia, CA 93292

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,867 sqft · built 2017
Lot Size	0.186 acres (8,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$313,000 (Sep 2017)
Tax Bill	$4,563 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`101-340-015-000`

Property Details

APN / Parcel Number

Primary APN	`101-340-015-000`
Alternative APN	`101-340-015`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,867 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	8,098 sqft (0.186 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	101-340-015
Street Address	3928 E CYPRESS AVE
City	VISALIA
State	CA
Zip	93292-3665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 WOOD RANCH NO 1 RM43-54
Legal Subdivision	WOOD RANCH
Legal Lot Number	37
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	4
Census Block	4011
Census Tract	1703

Owner

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3928 E CYPRESS AVE, VISALIA, CA 93292-3665
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LADERA LENDING INC
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG
Sep 8, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2017 · Amount on Record
Deed Sale	Sep 8, 2017 · Amount on Record
Prior Sale	Jul 1, 2016 · Amount on Record
Deed Document Number	201752196
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	3928 E CYPRESS AVE, VISALIA, CA 93292-3665
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3928 E CYPRESS AVE, VISALIA, CA 93292-3665

Mortgage

Document Number	0000052671
Date	Nov 1, 2023
Instrument	2023-0052671

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	3928 E CYPRESS AVE, VISALIA, CA 93292-3665
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3928 E CYPRESS AVE, VISALIA, CA 93292-3665

Mortgage

Document Number	0000067071
Date	Oct 21, 2020
Instrument	2020-0067071

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	3928 E CYPRESS AVE, VISALIA, CA 93292-3665
Document Number	0000000667
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	UNISOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3928 E CYPRESS AVE VISALIA CA 932923665, VISALIA, CA 93292-3665

Mortgage

Document Number	0000000667
Date	Jan 7, 2020
Instrument	667

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Sep 8, 2017
Property Address	3928 E CYPRESS AVE, VISALIA, CA 93292-3665
Document Number	0000052196
Map Reference	MB43 PG54
Instrument Date	Sep 6, 2017
Instrument	2017-0052196
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2022
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3928 E CYPRESS AVE, VISALIA, CA 93292-3665

Mortgage

Document Number	0000052197
Date	Sep 8, 2017
Instrument	2017-0052197

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$397,498 (+2%) Land $87,042 Building $310,456
2025	$4,563.00 (+5.41%)	$389,705 (+4.04%) Land $85,336 Building $304,369
2023	$4,329.00 (+2.9%)	$374,573 Land $82,023 Building $292,550
2022	$4,207.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
OACYS Technology Fixed Wireless	100 / 30

May also be available: AT&T, T-Mobile.

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