3928 E Commerce Way, Sacramento, CA 95834 Property Records

Sacramento County property record for 3928 E Commerce Way, Sacramento, CA 95834

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,311 sqft · built 2017
Lot Size	0.043 acres (1,873 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Dec 2017)
Tax Bill	$5,041 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone A99 (high risk)
APN	`225-2560-041-0000`

Property Details

APN / Parcel Number

Primary APN	`225-2560-041-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,311 sqft Living Area
1st Floor Area	458 sqft
2nd Floor Area	853 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	1,873 sqft (0.043 acres)
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3928 E COMMERCE WAY
City	SACRAMENTO
State	CA
Zip	95834-4011
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-3-PUD
Legal Description	LOT 181, NATOMAS FIELD PHASE 1 A FILED IN BOOK 364 OF MAPS, PAGE1 EXCEPTING THEREFROM A PORTION OF SAID LOT 181, DESCRIBED AS
Legal Subdivision	NATOMAS FIELD PHASE 1A
Legal Lot Number	181
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3016
Census Tract	7028

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3928 E COMMERCE WAY, SACRAMENTO, CA 95834-4011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ADVANTAGEFIRST LENDING INC
Dec 5, 2017	Grant Deed, Transfer · Conventional with PMI LAND HM FIN'L
Aug 31, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI GFL CAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2017 · Amount on Record
Deed Sale	Dec 5, 2017 · Amount on Record
Prior Sale	Aug 31, 2017 · Amount on Record
Deed Book / Page	20171205 / 1474
Last Transfer Date	May 7, 2021
Transfer Doc	5120000001639
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	May 12, 2021
Property Address	3928 E COMMERCE WAY, SACRAMENTO, CA 95834-4011
Document Number	0000001639
Map Reference	MB 364 PG 1
Instrument Date	May 7, 2021
Instrument	202105121639
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3928 E COMMERCE WAY, SACRAMENTO, CA 95834-4011

Mortgage

Document Number	0000001640
Date	May 12, 2021
Instrument	202105121640

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 5, 2017
Property Address	3928 E COMMERCE WAY, SACRAMENTO, CA 95834-4011
Document Number	1712051474
Instrument Date	Dec 1, 2017
Instrument	1712051474
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3928 E COMMERCE WAY SACRAMENTO CA 958344011, SACRAMENTO, CA 95834-4011

Mortgage

Document Number	1712051475
Date	Dec 5, 2017
Instrument	1712051475

Lender

Name	LAND HM FIN'L
Type	Funding / Finance Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2047

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 31, 2017
Property Address	3928 E COMMERCE WAY, SACRAMENTO, CA 95834-4011
Document Number	1708311682
Instrument Date	May 24, 2017
Instrument	1708311682
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 12, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3928 E COMMERCE WAY SACRAMENTO CA 958344011, SACRAMENTO, CA 95834-4011

Mortgage

Document Number	1708311683
Date	Aug 31, 2017
Instrument	1708311683

Lender

Name	GFL CAP MTG
Address	SACRAMENTO, CA 95831

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$392,761 (+2%) Land $96,456 Building $296,305
2025	$5,041.00 (-3.93%)	$385,061 (+4.04%) Land $94,565 Building $290,496
2024	$5,247.00 (+5.62%)
2023	$4,968.00 (+1.97%)	$370,110 Land $90,894 Building $279,216
2022	$4,872.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 646 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	646 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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