Lake County property record for 3928 E 365th St, Willoughby, OH 44094 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,704 sqft · built 1956 |
| Lot Size | 0.192 acres (8,377 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $129,500 (Dec 2020) |
| Tax Bill | $3,889 (2023) |
| Deeds & Mortgages | Jan 2024 Line of Credit Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-033-D-00-023-0 |
| Primary APN | 27-B-033-D-00-023-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,377 sqft (0.192 acres) |
| Lot Dimensions | 125 ft deep x 67 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 208 sqft |
|---|---|
| Patio Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3928 E 365TH ST |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-6327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 CARD TRACT |
| Legal Subdivision | THE HARVARD LAND COMPANY SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 201500 |
Source: Lake County records · APN 27-B-033-D-00-023-0
Assessment roll updated December 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3928 E 365TH ST, WILLOUGHBY, OH 44094-6327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jan 05, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 30, 2019 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 16, 2020 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 16, 2020 · Amount on Record |
| Deed Sale | Dec 16, 2020 · Amount on Record |
| Deed Document Number | 202037410 |
| Prior Transfer Date | Aug 22, 2012 |
| Prior Transfer Doc | 0000022827 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 3928 E 365TH ST, WILLOUGHBY, OH 44094-6327 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3928 E 365TH ST, WILLOUGHBY, OH 44094-6327 |
| Document Number | 0000000367 |
|---|---|
| Date | Jan 05, 2024 |
| Instrument | 2024R000367 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 22, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 3928 E 365TH ST, WILLOUGHBY, OH 44094-6327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000032295 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 2019R032295 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 16, 2020 |
| Property Address | 3928 E 365TH ST, WILLOUGHBY, OH 44094-6327 |
| Document Number | 0000037410 |
| Map Reference | VOL K PG 89 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 2020R037410 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | ENTERPRISE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3928 E 365TH ST, WILLOUGHBY, OH 44094-6327 |
| Document Number | 0000037411 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2020R037411 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Lake County records · Assessment roll updated December 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $60,170 (+46.47%) Land $17,060 Building $43,110 | $171,920 (+46.46%) Land $48,740 Building $123,180 | |
| 2023 | $3,889.00 (+53.17%) Homeowner's exemption | $41,080 (-) Land $13,230 Building $27,850 | |
| 2022 | $2,539.00 Homeowner's exemption | $41,080 Land $13,230 Building $27,850 | |
| 2021 | $117,380 Land $37,810 Building $79,570 |
Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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