3928 Division St, San Diego, CA 92113 Property Records

San Diego County property record for 3928 Division St, San Diego, CA 92113

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 884 sqft · built 2020
Lot Size	0.108 acres (4,716 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Aug 2019)
Tax Bill	$7,095 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`551-530-37-00`

Property Details

APN / Parcel Number

Primary APN	`551-530-37-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	884 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Multi-Family
Lot Area	4,716 sqft (0.108 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3928 DIVISION ST
City	SAN DIEGO
State	CA
Zip	92113-4322
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM-1-1
Legal Description	BLK 3 LOT 29 TR 001446
Legal Subdivision	NORDICA HEIGHTS
Legal Tract	001446
Legal Block	3
Legal Lot Number	29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2009
Census Tract	3603

Owner

3928 Division St, a residential property, is owned and occupied by two individuals who bought it in August 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3928 DIVISION ST, SAN DIEGO, CA 92113-4322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP
Aug 30, 2019	Quit Claim Deed, Transfer LAWYERS TITLE
Aug 30, 2019	Grant Deed, Transfer · Conventional with PMI BAY EQUITY
Aug 30, 2019	Quit Claim Deed, Transfer LAWYERS TITLE
May 30, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Deed Document Number	2019376360
Prior Transfer Date	Aug 13, 2019
Prior Transfer Doc	0000376359
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3928 DIVISION ST, SAN DIEGO, CA 92113-4322
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3928 DIVISION ST, SAN DIEGO, CA 92113-4322

Mortgage

Document Number	0000179340
Date	Apr 25, 2022
Instrument	2022-0179340

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2019
Property Address	3928 DIVISION ST, SAN DIEGO, CA 92113-4322
Document Number	0000376359
Instrument Date	Aug 13, 2019
Instrument	376359
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	752 ARROYO CT CHULA VISTA CA 919106602, CHULA VISTA, CA 91910-6602

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2019
Property Address	3928 DIVISION ST, SAN DIEGO, CA 92113-4322
Document Number	0000376360
Instrument Date	Aug 13, 2019
Instrument	376360
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3928 DIVISION ST SAN DIEGO CA 921134322, SAN DIEGO, CA 92113-4322

Mortgage

Document Number	376361
Date	Aug 30, 2019
Instrument	376361

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2019
Property Address	3928 DIVISION ST, SAN DIEGO, CA 92113-4322
Document Number	0000376358
Instrument Date	Aug 13, 2019
Instrument	376358
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	488 SMOKY CIR CHULA VISTA CA 919107421, CHULA VISTA, CA 91910-7421

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	May 30, 2019
Property Address	3928 DIVISION ST, SAN DIEGO, CA 92113-4322
Document Number	0000205955
Instrument Date	May 16, 2019
Instrument	205955
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3928 DIVISION ST SAN DIEGO CA 921134322, SAN DIEGO, CA 92113-4322

Tax Assessment & Valuation

The 2025 property tax bill for 3928 Division St was $7,095.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$532,728 (+2%) Land $334,654 Building $198,074
2025	$7,095.00	$522,284 Land $328,093 Building $194,191
2023	$5,571.00 (+2.73%)	$452,004 Land $315,353 Building $136,651
2022	$5,423.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3928 Division St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1991–2024)
Most Recent Claim	Jan 2024 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jan 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3928 Division St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

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