Thurston County property record for 3928 Campus Willows Loop NE, Lacey, WA 98516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,861 sqft · built 2012 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $491,000 (Jan 2022) |
| Tax Bill | $10 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3819-00-03100 |
| Primary APN | 3819-00-03100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,861 sqft Finished Area |
| 1st Floor Area | 798 sqft |
| Upper Floors Area | 1,063 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Garage Type | Built-in |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 74 sqft |
| Patio Area | 168 sqft |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3928 CAMPUS WILLOWS LOOP NE |
|---|---|
| City | LACEY |
| State | WA |
| Zip | 98516-6407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 36 TOWNSHIP 19 RANGE 1W QUARTER NW SW PLAT CAMPUS WILLOWS LT 31 DOCUMENT 4255240 |
| Legal Range | 01W |
| Legal Township | 19N |
| Legal Section | 36 |
| Legal Subdivision | CAMPUS WILLOWS |
| Legal Lot Number | 31 |
| Jurisdiction | THURSTON WA |
| Township / Civil Division | OLYMPIA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12226 |
Source: Thurston County records · APN 3819-00-03100
Assessment roll updated January 1, 2026 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3953 SAGE RIDGE DR, CA |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 07, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Jun 29, 2018 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 20, 2022 · Amount on Record |
| Deed Sale | Jan 20, 2022 · Amount on Record |
| Prior Sale | Jun 29, 2018 · Amount on Record |
| Deed Document Number | 4910865 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | Jan 20, 2022 |
| Property Address | 3928 CAMPUS WILLOWS LOOP NE, LACEY, WA 98516-6407 |
| Document Number | 0004910865 |
| Instrument Date | Jan 07, 2022 |
| Instrument | 4910865 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,856.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3953 SAGE RIDGE DR, YORBA LINDA, CA 92887-1211 |
| Document Number | 0004910866 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 4910866 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | THURSTON WA |
| Property Address | 3928 CAMPUS WILLOWS LOOP NE, LACEY, WA 98516-6407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FATCO |
| Name | Verified Name |
|---|
| Document Number | 0004698996 |
|---|---|
| Date | Aug 07, 2019 |
| Instrument | 4698996 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | THURSTON WA |
| Recording Date | Jun 29, 2018 |
| Property Address | 3928 CAMPUS WILLOWS LOOP NE, LACEY, WA 98516-6407 |
| Document Number | 0004634296 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 4634296 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,979.03 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3928 CAMPUS WILLOWS LOOP NE LACEY WA 985166407, LACEY, WA 98516-6407 |
| Document Number | 4634297 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 4634297 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2048 |
Source: Thurston County records · Assessment roll updated January 1, 2026 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Thurston County |
| Municipality | Lacey City |
| Unified School District | North Thurston Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10.00 (-99.77%) | ||
| 2025 | $478,600 (+6.26%) Land $98,600 Building $380,000 | $478,600 (+6.26%) Land $98,600 Building $380,000 | |
| 2023 | $4,287.00 | ||
| 2022 | $450,400 Land $50,600 Building $399,800 | $450,400 Land $50,600 Building $399,800 |
Source: FEMA National Flood Hazard Layer, Thurston County (53067C), updated May 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530670122261, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 342 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | LACEY WATER DEPARTMENT serves 105,178 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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