Duval County property record for 3927 Hammock Bluff Dr, Jacksonville, FL 32226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,402 sqft · built 2018 |
| Lot Size | 0.181 acres (7,887 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Feb 2023) |
| Tax Bill | $5,462 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Feb 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 106381-4325 |
| Primary APN | 106381-4325 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,402 sqft Living Area |
| Gross Area | 2,984 sqft |
| 1st Floor Area | 1,932 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,887 sqft (0.181 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3927 HAMMOCK BLUFF DR |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32226-4604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 69-185 25-1N-27E TALLOW RIDGE PHASE 01 LOT 97 |
| Legal Range | 27E |
| Legal Township | 01N |
| Legal Section | 25 |
| Legal Subdivision | TALLOW RIDGE PHASE 01 |
| Legal Phase | 1 |
| Legal Lot Number | 97 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE NORTH |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10106 |
3927 Hammock Bluff Dr is owned and occupied by two individuals who bought it in February 2023.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3927 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 13, 2023 | Special Warranty Deed, Transfer · VA Mortgage NETWORK FUNDING LP |
| Aug 1, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Mar 15, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2023 · Amount on File |
| Deed Sale | Feb 13, 2023 · Amount on File |
| Prior Sale | Aug 1, 2018 · Amount on File |
| Deed Document Number | 202328359 |
| Deed Book / Page | 20580 / 1151 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 3927 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4604 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | WORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER |
| Name | Verified Name |
|---|---|
| Address | 3927 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4604 |
| Document Number | 0218440934 |
|---|---|
| Date | Mar 29, 2026 |
| Book Page | 21844/934 |
| Instrument | 2026071896 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Feb 13, 2023 |
| Property Address | 3927 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4604 |
| Document Number | 0205801151 |
| Book / Page | 20580 / 1151 |
| Map Reference | MB 69 PG 185-189 |
| Instrument Date | Feb 8, 2023 |
| Instrument | 2023028359 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Title Company | TOWN SQUARE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 FOULK RD, WILMINGTON, DE 19803-3742 |
| Name | Verified Name |
|---|---|
| Address | 3927 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4604 |
| Document Number | 0205801153 |
|---|---|
| Date | Feb 13, 2023 |
| Book Page | 20580/1153 |
| Instrument | 2023028360 |
| Name | NETWORK FUNDING LP |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 1, 2018 |
| Property Address | 3927 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4604 |
| Document Number | 0184761768 |
| Book / Page | 018476 / 001768 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 180581 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,854.93 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 103 FOULK RD #900 WILMINGTON DE 198033742, 900, WILMINGTON, DE 19803-3742 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Mar 15, 2018 |
| Property Address | 3927 HAMMOCK BLUFF DR, JACKSONVILLE, FL 32226-4604 |
| Document Number | 0183151038 |
| Book / Page | 018315 / 001038 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 60820 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $672.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 360 CORPORATE WAY #100 ORANGE PARK FL 320736290, 100, ORANGE PARK, FL 32073-6290 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3927 Hammock Bluff Dr was $5,462 with exemptions applied, up 3.7% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,736 (+2.7%) | $357,933 (+7.57%) Land $95,000 Building $262,933 | |
| 2025 | $5,462.00 (+3.74%) Homeowner's exemption Veteran's exemption | $332,752 Land $90,000 Building $242,752 | $332,752 Land $90,000 Building $242,752 |
| 2024 | $5,265.00 (-12.1%) | ||
| 2023 | $5,990.00 (+15.82%) | $362,287 (+9.23%) Land $80,000 Building $282,287 | $362,287 (+9.23%) Land $80,000 Building $282,287 |
| 2022 | $5,172.00 | $331,678 Land $75,000 Building $256,678 | $331,678 Land $75,000 Building $256,678 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3927 Hammock Bluff Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3927 Hammock Bluff Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
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