3927 el Canto Dr, Spring Valley, CA 91977 Property Records

San Diego County property record for 3927 el Canto Dr, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,344 sqft · built 1954
Lot Size	0.409 acres (17,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$539,000 (Jun 2016)
Tax Bill	$8,158 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`501-201-19-00`

Property Details

APN / Parcel Number

Primary APN	`501-201-19-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,344 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	17,800 sqft (0.409 acres)
View / Lot	Good

Location & Zoning

Street Address	3927 EL CANTO DR
City	SPRING VALLEY
State	CA
Zip	91977-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 559 TR 002777
Legal Subdivision	MT HELIX RHO
Legal Tract	002777
Legal Block	3
Legal Lot Number	559
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	13601

Owner

Source: San Diego County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3927 EL CANTO DR, SPRING VALLEY, CA 91977-1715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CREDIT UNION
Apr 16, 2024	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage CALIFORNIA COAST CU
Feb 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2016 · Amount on Record
Deed Sale	Jun 30, 2016 · Amount on Record
Prior Sale	Jan 14, 1994
Deed Document Number	2016328140
Last Transfer Date	Apr 11, 2024
Transfer Doc	0000093451
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 1, 2026
Property Address	3927 EL CANTO DR, SPRING VALLEY, CA 91977-1715
Document Number	0000284632
Instrument Date	Sep 26, 2026
Instrument	2026284632
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3927 EL CANTO DR, SPRING VALLEY, CA 91977-1715

Mortgage

Document Number	0000284632,
Date	Oct 1, 2026
Instrument	2026284632

Lender

Name	CALIFORNIA COAST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2024
Property Address	3927 EL CANTO DR, SPRING VALLEY, CA 91977-1715
Document Number	0000093451
Map Reference	MAP 2777
Instrument Date	Apr 11, 2024
Instrument	2024-0093451
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3927 EL CANTO DR, SPRING VALLEY, CA 91977-1715

Mortgage

Document Number	0000093452
Date	Apr 16, 2024
Instrument	2024-0093452

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 16, 2021
Property Address	3927 EL CANTO DR, SPRING VALLEY, CA 91977-1715
Document Number	0000118619
Map Reference	MAP 2777
Instrument Date	Feb 8, 2021
Instrument	2021-0118619
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3927 EL CANTO DR, SPRING VALLEY, CA 91977-1715

Mortgage

Document Number	0000118620
Date	Feb 16, 2021
Instrument	2021-0118620

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3927 EL CANTO DR, SPRING VALLEY, CA 91977-1715
Document Number	0000523529
Instrument Date	Nov 4, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3927 EL CANTO DR SPRING VALLEY CA 919771715, SPRING VALLEY, CA 91977-1715

Mortgage

Document Number	0000523529
Date	Nov 9, 2017
Instrument	523529

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 8, 2027

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$650,819 (+2%) Land $253,565 Building $397,254
2025	$8,158.00 (+6.89%) Homeowner's exemption	$638,059 (+4.04%) Land $248,594 Building $389,465
2023	$7,632.00 (+1.5%) Homeowner's exemption	$613,285 Land $238,942 Building $374,343
2022	$7,519.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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