3927 E Ermina Ave, Spokane, WA 99217 Property Records

Spokane County property record for 3927 E Ermina Ave, Spokane, WA 99217

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,004 sqft · built 1954
Lot Size0.159 acres (6,930 sqft)
OwnerIndividual Name on Record
Last Sale$355,000 (Jan 2023)
Tax Bill$3,621 (2026)
Deeds & MortgagesJan 2023 Sale & Mortgage
Oct 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN35104.0413

Property Details

APN / Parcel Number

Primary APN35104.0413

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Building Area2,004 sqft Living Area
Gross Area2,046 sqft
1st Floor Area1,254 sqft
Basement Area792 sqft
Finished Basement750 sqft
Unfinished Basement42 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,930 sqft (0.159 acres)
Lot Dimensions110 ft deep x 63 ft wide
Garage TypeDetached
Garage Area900 sqft
Parking Spaces4 Parking Spaces
Deck Area200 sqft
Patio Area192 sqft
Canopy200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3927 E ERMINA AVE
CitySPOKANE
StateWA
Zip99217-7222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionUPRIVER DR L13 B4
Legal SubdivisionUPRIVER DRIVE ADD
Legal Block4
Legal Lot Number13
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group3
Census Block3044
Census Tract14400

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3927 E ERMINA AVE, SPOKANE, WA 99217-7222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2023Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 30, 2020Warranty Deed, Transfer · FHA Mortgage
FIRST INTERSTATE BANK
Feb 14, 2019Warranty Deed, Transfer · VA Mortgage
MOUNTAIN WEST BANK
Jun 14, 2018Warranty Deed, Transfer
FIRST TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2023 · Amount on Record
Deed SaleJan 11, 2023 · Amount on Record
Prior SaleOct 30, 2020 · Amount on Record
Deed Document Number20237262862
Prior Transfer DateAug 31, 2012
Prior Transfer Doc0006179602
Record UpdatedSep 20, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJan 11, 2023
Property Address3927 E ERMINA AVE, SPOKANE, WA 99217-7222
Document Number0007262862
Map ReferenceVOL 3 PG 19
Instrument DateJan 5, 2023
Instrument7262862
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,685.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3927 E ERMINA AVE, SPOKANE, WA 99217-7222

Mortgage

Document Number0007262863
DateJan 11, 2023
Instrument7262863
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateOct 30, 2020
Property Address3927 E ERMINA AVE, SPOKANE, WA 99217-7222
Document Number0006988886
Map ReferenceVOL 3 PG 19
Instrument DateOct 24, 2020
Instrument6988886
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,725.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3927 E ERMINA AVE, SPOKANE, WA 99217-7222

Mortgage

Document Number0006988887
DateOct 30, 2020
Instrument6988887
Lender
NameFIRST INTERSTATE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateFeb 14, 2019
Property Address3927 E ERMINA AVE, SPOKANE, WA 99217-7222
Document Number0006782050
Map ReferenceVOL 3 PG 19
Instrument DateFeb 12, 2019
Instrument6782050
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,330.40
Amount AccuracyCalculated from Transfer Tax
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3927 E ERMINA AVE, SPOKANE, WA 99217-7222

Mortgage

Document Number0006782051
DateFeb 14, 2019
Instrument6782051
Lender
NameMOUNTAIN WEST BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJun 14, 2018
Property Address3927 E ERMINA AVE, SPOKANE, WA 99217-7222
Document Number0006716377
Instrument DateJun 12, 2018
Instrument6716377
Transaction TypeTransfer
Record UpdatedOct 31, 2018
Title CompanyFIRST TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$2,764.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2621 E 33RD AVE SPOKANE WA 992234602, SPOKANE, WA 99223-4602

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,621.00 (-0.63%)$360,800 (-8.4%) Land $80,000 Building $280,800$360,800 (-8.4%) Land $80,000 Building $280,800
2025$3,644.00 (-5.4%)
2024$393,900 (+39.68%) Land $75,000 Building $318,900$393,900 (+39.68%) Land $75,000 Building $318,900
2023$3,852.00 (+16.73%)$282,000 Land $45,000 Building $237,000$282,000 Land $45,000 Building $237,000
2022$3,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wind Wireless
Fixed Wireless
100 / 20
Intermax Networks
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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