Lake County property record for 39265 King Edward Ct, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,813 sqft · built 1993 |
| Lot Size | 0.252 acres (10,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $262,500 (Sep 2020) |
| Tax Bill | $8,075 (2023) |
| Deeds & Mortgages | Mar 2024 Line of Credit Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-022-B-00-001-0 |
| Primary APN | 27-A-022-B-00-001-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,813 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Family Room | Family Room |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,999 sqft (0.252 acres) |
| Lot Dimensions | 100 ft deep x 110 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 65 sqft |
| Deck Area | 72 sqft |
| Patio Area | 100 sqft |
| Balcony | Balcony |
| Balcony Area | 98 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1 |
|---|---|
| Street Address | 39265 KING EDWARD CT |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7980 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 & 3 TRACT 1, LOT 2 TRACT 4 |
| Legal Subdivision | CROMWELL ESTATES SUBDIVISION |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 201500 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 39265 KING EDWARD CT, WILLOUGHBY, OH 44094-7980 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC |
| Apr 6, 2019 | Deed of Trust, Mortgage · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2020 · Amount on Record |
| Deed Sale | Sep 2, 2020 · Amount on Record |
| Deed Document Number | 455659 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 39265 KING EDWARD CT, WILLOUGHBY, OH 44094-7980 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|---|
| Address | 39265 KING EDWARD CT, WILLOUGHBY, OH 44094-7980 |
| Document Number | 0000004908 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 2024R004908 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 2, 2020 |
| Property Address | 39265 KING EDWARD CT, WILLOUGHBY, OH 44094-7980 |
| Document Number | 0000025050 |
| Map Reference | VOL 13 PG 5 |
| Instrument Date | Sep 1, 2020 |
| Instrument | 2020R025050 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | ENTERPRISE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 39265 KING EDWARD CT, WILLOUGHBY, OH 44094-7980 |
| Document Number | 0000025051 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 2020R025051 |
| Name | HOWARD HANNA MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 39265 KING EDWARD CT, WILLOUGHBY, OH 44094-7980 |
| Document Number | 0000007526 |
| Instrument Date | Apr 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2019 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 39265 KING EDWARD CT WILLOUGHBY OH 440947980, WILLOUGHBY, OH 44094-7980 |
| Document Number | 0000007526 |
|---|---|
| Date | Apr 11, 2019 |
| Instrument | 7526 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 10, 2029 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,075.00 (+54.49%) Homeowner's exemption | $85,290 (-) Land $18,160 Building $67,130 | |
| 2022 | $5,227.00 Homeowner's exemption | $85,290 Land $18,160 Building $67,130 | |
| 2021 | $243,700 Land $51,890 Building $191,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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