3926 Stanford Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3926 Stanford Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,718 sqft · built 1992
Lot Size0.147 acres (6,419 sqft)
Owner2 Individual Names on File
Last Sale$449,000 (Aug 2009)
Tax Bill$4,569 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN162-560-13-00

Property Details

APN / Parcel Number

Primary APN162-560-13-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,718 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area6,419 sqft (0.147 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3926 STANFORD DR
CityOCEANSIDE
StateCA
Zip92056-6361
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 472 TR 012450
Legal SubdivisionMIRA COSTA ESTATES
Legal Tract012450
Legal Block1
Legal Lot Number472
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1001
Census Tract18516

Owner

3926 Stanford Dr is owned and occupied by two individuals who bought it in August 2009.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3926 STANFORD DR, OCEANSIDE, CA 92056-6361
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2009 · Amount on File
Deed SaleAug 26, 2009 · Amount on File
Prior SaleJul 9, 2009 · Amount on File
Deed Document Number2009477594
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3926 STANFORD DR, OCEANSIDE, CA 92056-6361
Transaction TypeMortgage
Record UpdatedJul 1, 2021
Title CompanyFIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3926 STANFORD DR, OCEANSIDE, CA 92056-6361

Mortgage

Document Number0000454358
DateAug 13, 2020
Instrument2020-0454358
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3926 Stanford Dr was $4,569 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$591,151 (+2%) Land $281,751 Building $309,400
2025$4,569.00$579,561 Land $276,227 Building $303,334
2023$4,426.00 (-0.47%)$557,057 Land $265,501 Building $291,556
2022$4,447.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3926 Stanford Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3926 Stanford Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FiberFirst
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Stanford Dr

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