3926 Old Camden Rd, Monroe, NC 28110 Property Records

Union County property record for 3926 Old Camden Rd, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 3,316 sqft · built 2005
Lot Size	0.919 acres (40,032 sqft)
Owner	Individual Name on File
Last Sale	$441,000 (Sep 2018)
Tax Bill	$3,576 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-132-016B`

Property Details

APN / Parcel Number

Primary APN	`08-132-016B`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,316 sqft Living Area
1st Floor Area	1,662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	40,032 sqft (0.919 acres)
Garage Type	Detached
Garage Area	1,371 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3926 OLD CAMDEN RD
City	MONROE
State	NC
Zip	28110-9741
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 UNIO
Legal Description	#2 AUSTIN OPCH391
Legal Subdivision	THE KENNETH R AUSTIN AND WIFE
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2021
Census Tract	20206

Owner

3926 Old Camden Rd, a rural home, is owned and occupied by an individual who bought it in September 2018.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3926 OLD CAMDEN RD, MONROE, NC 28110-9741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Sep 18, 2018	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2018 · Amount on File
Deed Sale	Sep 18, 2018 · Amount on File
Prior Sale	May 13, 2013 · Amount on File
Deed Document Number	201826403
Deed Book / Page	7236 / 519
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3926 OLD CAMDEN RD, MONROE, NC 28110-9741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7926337
Date	Dec 18, 2020
Book Page	7926/337
Instrument	52911

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 18, 2018
Property Address	3926 OLD CAMDEN RD, MONROE, NC 28110-9741
Document Number	7236519
Book / Page	007236 / 000519
Instrument Date	Sep 18, 2018
Instrument	26403
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$882.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3926 OLD CAMDEN RD MONROE NC 281109741, MONROE, NC 28110-9741

Mortgage

Document Number	7236521
Date	Sep 18, 2018
Book Page	007236/000521
Instrument	26404

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3926 Old Camden Rd was $3,576.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$703,700 (-) Land $63,000 Building $640,700	$703,700 (-) Land $63,000 Building $640,700
2025	$3,576.00	$703,700 Land $63,000 Building $640,700	$703,700 Land $63,000 Building $640,700
2023	$3,146.00	$470,000 Land $33,500 Building $436,500	$470,000 Land $33,500 Building $436,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3926 Old Camden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3926 Old Camden Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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