3926 86th Ln NE, Circle Pines, MN 55014 Property Records

Anoka County property record for 3926 86th Ln NE, Circle Pines, MN 55014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,067 sqft · built 1987
Lot Size	0.25 acres (10,880 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2019)
Tax Bill	$5,074 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-31-23-43-0105`

Property Details

APN / Parcel Number

Primary APN	`35-31-23-43-0105`
Alternative APN	`994794`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,067 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,880 sqft (0.25 acres)
Lot Dimensions	136 ft deep x 80 ft wide
Garage Area	768 sqft
Driveway	Driveway
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3926 86TH LN NE
City	CIRCLE PINES
State	MN
Zip	55014-4056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 6 RICE CREEK PARK 2ND ADD SUBJ TO EASE OF REC
Legal Range	23W
Legal Township	31N
Legal Section	35
Legal Subdivision	RICE CREEK PARK 2ND ADDITION
Legal Block	6
Legal Lot Number	11
Jurisdiction	ANOKA MN
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1018
Census Tract	50828

Owner

3926 86th Ln NE is owned and occupied by an individual who bought it in October 2019.

Source: Anoka County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3926 86TH LN NE, CIRCLE PINES, MN 55014-4056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Oct 31, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	Jan 7, 2015 · Amount on File
Deed Document Number	20192243597001
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	3926 86TH LN NE, CIRCLE PINES, MN 55014-4056
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2333377001
Date	Aug 24, 2021
Instrument	A2333377.001

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Oct 31, 2019
Property Address	3926 86TH LN NE, CIRCLE PINES, MN 55014-4056
Document Number	A2243597001
Instrument Date	Sep 26, 2019
Instrument	A2243597.001
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3926 86TH LN NE, CIRCLE PINES, MN 55014-4056

Mortgage

Document Number	A2243597002
Date	Oct 31, 2019
Instrument	A2243597.002

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3926 86th Ln NE was $5,074 with a homeowner's exemption.

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Blaine City
Unified School District	Centennial Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,074.00 Homeowner's exemption	$421,600 Land $115,000 Building $306,600	$421,600 Land $115,000 Building $306,600
2024	$4,481.00	$406,900 Land $108,200 Building $298,700	$406,900 Land $108,200 Building $298,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3926 86th Ln NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3926 86th Ln NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Blaine serves 70,220 people · EPA ID MN1020006
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

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