St. Mary's County property record for 39255 Bowles Ln, Clements, MD 20624
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,857 sqft · built 2024 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,554 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jan 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-059751 |
| Primary APN | 04-059751 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,857 sqft Total Area |
| Utility Area | 364 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 059751 |
|---|---|
| Street Address | 39255 BOWLES LN |
| City | CLEMENTS |
| State | MD |
| Zip | 20624-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 2 PLAT 68/77 HILLS & MEADOWS SUB |
| Legal Subdivision | MEADOWS SUB |
| Legal Lot Number | 2 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 4, CHAPTICO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 875201 |
39255 Bowles Ln is owned and occupied by two individuals who acquired it in May 2024.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39255 BOWLES LN, CLEMENTS, MD 20624-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CEDAR POINT FCU |
| Jan 24, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 3, 2022 | Intrafamily Transfer, Transfer |
| Jan 10, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 15, 2024 |
| Transfer Doc | 0065120338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 39255 BOWLES LN, CLEMENTS, MD 20624-2222 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Title Company | BLUE CRAB TITLE ESCROW LLC, BLUE CRAB TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 40345 SUNNYSIDE RD, LOVEVILLE, MD 20656-2014 |
| Document Number | 0062890224 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | 6289/224 |
| Name | CEDAR POINT FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON PARK, MD 20653 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Feb 1, 2024 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jan 24, 2023 |
| Property Address | 39255 BOWLES LN, CLEMENTS, MD 20624-2222 |
| Document Number | 0062880021 |
| Book / Page | 6288 / 21 |
| Map Reference | LB 68 FO 77 |
| Instrument Date | Jan 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 39255 BOWLES LN, CLEMENTS, MD 20624-2222 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Nov 3, 2022 |
| Property Address | 39255 BOWLES LN, CLEMENTS, MD 20624-2222 |
| Document Number | 0062500361 |
| Book / Page | 6250 / 361 |
| Map Reference | LB 68 FO 77 |
| Instrument Date | Oct 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39255 BOWLES LN, CLEMENTS, MD 20624-2222 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jan 10, 2017 |
| Property Address | 39255 BOWLES LN, CLEMENTS, MD 20624-2222 |
| Document Number | 0045650336 |
| Book / Page | 004565 / 000336 |
| Instrument Date | Dec 29, 2016 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45158 LIGHTHOUSE RD PINEY POINT MD 206743011, PINEY POINT, MD 20674-3011 |
The 2025 property tax bill for 39255 Bowles Ln was $5,554.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $532,900 (+5.78%) | $562,000 (-) Land $126,000 Building $436,000 | |
| 2025 | $5,554.00 | $503,800 | $562,000 Land $126,000 Building $436,000 |
| 2023 | $1,049.00 | $98,133 | $99,700 Land $99,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39255 Bowles Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39255 Bowles Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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