Collin County property record for 3925 Ridgetop Ln, Plano, TX 75074
| Property Type | Single Family Home |
|---|---|
| Details | 5,031 sqft · built 2013 |
| Lot Size | 1.03 acres (44,954 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $12,999 (2024) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-8211-00A-0030-1 |
| Primary APN | R-8211-00A-0030-1 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,031 sqft Living Area |
| Gross Area | 5,871 sqft |
| 1st Floor Area | 4,621 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 44,954 sqft (1.03 acres) |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 589 sqft |
| Porch | Covered Porch |
| Porch Area | 539 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2661465 |
|---|---|
| Street Address | 3925 RIDGETOP LN |
| City | PLANO |
| State | TX |
| Zip | 75074-7721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ED |
| Legal Description | HINCKLEY ADDITION (CPL), BLK A, LOT 3; REPLAT REPLAT |
| Legal Subdivision | HINCKLEY ADDITION (CPL) |
| Legal Block | A |
| Legal Lot Number | 3 1 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | PLANO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 31324 |
Source: Collin County records, as of October 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3925 RIDGETOP LN, PLANO, TX 75074-7721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Trust, Mortgage · Line of Credit FROST BANK |
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 14, 2020 | Deed of Trust, Mortgage UNITED WHOLESALE MTG |
| Oct 10, 2017 | Deed of Trust, Mortgage · Line of Credit CADENCE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2012 |
| Deed Sale | Sep 26, 2012 |
| Deed Document Number | 20120926001214270 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 3925 RIDGETOP LN, PLANO, TX 75074-7721 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3925 RIDGETOP LN, PLANO, TX 75074-7721 |
| Document Number | 2024000025761 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 2024000025761 |
| Name | FROST BANK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 3925 RIDGETOP LN, PLANO, TX 75074-7721 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001515830 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 20210728001515830 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 3925 RIDGETOP LN, PLANO, TX 75074-7721 |
| Document Number | 0001138880 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3925 RIDGETOP LN PLANO TX 750747721, PLANO, TX 75074-7721 |
| Document Number | 0001138880 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 1138880 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 20, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 3925 RIDGETOP LN, PLANO, TX 75074-7721 |
| Document Number | 0001436150 |
| Instrument Date | Oct 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3925 RIDGETOP LN PLANO TX 750747721, PLANO, TX 75074-7721 |
| Document Number | 0001436150 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 1436150 |
| Name | CADENCE BK |
|---|---|
| Type | Bank |
| Address | HOUSTON, TX 77042 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 26, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Plano City |
| Unified School District | Plano Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,110,094 (+20.97%) Land $256,000 Building $854,094 | $1,110,094 (+20.97%) Land $256,000 Building $854,094 | |
| 2024 | $12,999.00 (+1.4%) | ||
| 2023 | $917,639 Land $224,000 Building $693,639 | $917,639 Land $224,000 Building $693,639 | |
| 2022 | $12,820.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PLANO serves 292,059 people · EPA ID TX0430007 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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