3925 Phelps Rd, West Suffield, CT 06093 Property Records

Suffield Town property record for 3925 Phelps Rd, West Suffield, CT 06093

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,437 sqft · built 1979
Lot Size	6.07 acres (264,409 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,000 (Sep 1988)
Tax Bill	$12,182 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R02009`

Property Details

APN / Parcel Number

Primary APN	`R02009`
Alternative APN	`SUFF M:00002 B:00007 L:0002A`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,437 sqft Living Area
Gross Area	8,667 sqft
Basement Area	296 sqft
Unfinished Basement	296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1991
Architectural Style	Colonial
Exterior Material	Stone
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	264,409 sqft (6.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R02009
Street Address	3925 PHELPS RD
City	WEST SUFFIELD
State	CT
Zip	06093-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Block	7
Legal Lot Number	2A
Jurisdiction	SUFFIELD CT
Township / Civil Division	SUFFIELD
Census Block Group	2
Census Block	2032
Census Tract	477200

Owner

Source: Suffield Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3925 PHELPS RD, WEST SUFFIELD, CT 06093-2813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WEBSTER BANK
Dec 20, 2019	Deed of Trust, Mortgage · VA Mortgage TOTAL MORTGAGE SERVICES LLC
Dec 23, 2020	Deed of Trust, Mortgage · Balloon Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 1988 · Amount on Record
Deed Sale	Sep 2, 1988 · Amount on Record
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	3925 PHELPS RD, WEST SUFFIELD, CT 06093-2813
Transaction Type	Mortgage
Record Updated	Jul 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000588-932
Date	Jul 8, 2024
Book Page	588/932
Instrument	2441780007

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	3925 PHELPS RD, WEST SUFFIELD, CT 06093-2813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	542-659
Date	Dec 20, 2019
Book Page	542/659
Instrument	2286090013

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	3925 PHELPS RD, WEST SUFFIELD, CT 06093-2813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	554-940
Date	Dec 23, 2020
Book Page	554/940
Instrument	2316270012

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Suffield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Suffield Town
Unified School District	Suffield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,182.00	$520,380 (+47.09%) Land $90,510 Building $429,870	$364,266 Land $63,357 Building $300,909
2024	$12,182.00 (+20.35%)
2023	$10,122.00	$353,780 (-) Land $91,000 Building $262,780
2022	$10,122.00	$353,780 Land $91,000 Building $262,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phelps Rd

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