3925 Indian River Dr, Cocoa, FL 32926 Property Records

Brevard County property record for 3925 Indian River Dr, Cocoa, FL 32926

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,283 sqft · built 2018
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Aug 2018)
Tax Bill	$8,218 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24-36-06-00-7`

Property Details

APN / Parcel Number

Primary APN	`24-36-06-00-7`
Alternative APNs	`24-36-06-00-00007.0-0000.00` `2410714`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,283 sqft Living Area
Gross Area	3,543 sqft
1st Floor Area	2,283 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	57,064 sqft
Lot Dimensions	125 ft deep x 85 ft wide
View / Lot	River
Garage Type	Attached
Garage Area	550 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	710 sqft
Deck Area	1,392 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	2410714
Street Address	3925 INDIAN RIVER DR
City	COCOA
State	FL
Zip	32926-5941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU
Legal Description	PT OF GOVT LOT 2 OF NE 1/4 AS DES IN DB 394 PG 10 & ORB 833 PG 85 EXC ORB 2776 PG 2630, ORB 8249 PG 912 PAR 6.1
Legal Range	36E
Legal Township	24S
Legal Section	06
Legal Block	7
Legal Lot Number	2
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	1
Census Block	1002
Census Tract	62112

Owner

3925 Indian River Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3925 INDIAN RIVER DR, COCOA, FL 32926-5941
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY CU OF FLORIDA
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK
Aug 28, 2018	Warranty Deed, Transfer CENTURION TITLE GROUP INC
May 1, 2017	Warranty Deed, Transfer · ARM SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2018 · Amount on File
Deed Sale	Aug 28, 2018 · Amount on File
Prior Sale	May 1, 2017 · Amount on File
Deed Document Number	2018194415
Deed Book / Page	8249 / 912
Prior Transfer Date	Mar 25, 1997
Prior Transfer Doc	3657001056
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3925 INDIAN RIVER DR, COCOA, FL 32926-5941
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3925 INDIAN RIVER DR, COCOA, FL 32926-5941

Mortgage

Document Number	0098672765
Date	Aug 21, 2023
Book Page	9867/2765
Instrument	2023178062

Lender

Name	COMMUNITY CU OF FLORIDA
Type	Credit Union
Address	ROCKLEDGE, FL 32955

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3925 INDIAN RIVER DR, COCOA, FL 32926-5941
Transaction Type	Mortgage
Record Updated	Mar 6, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3925 INDIAN RIVER DR, COCOA, FL 32926-5941

Mortgage

Document Number	0095502450
Date	Jul 5, 2022
Book Page	9550/2450
Instrument	2022165596

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	May 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3925 INDIAN RIVER DR, COCOA, FL 32926-5941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087190404
Date	Apr 16, 2020
Book Page	8719/404
Instrument	2020085559

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 28, 2018
Property Address	3925 INDIAN RIVER DR, COCOA, FL 32926-5941
Document Number	0082490912
Book / Page	008249 / 000912
Instrument Date	Aug 22, 2018
Instrument	194415
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	CENTURION TITLE GROUP INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8639 PORTSIDE CT ORLANDO FL 328171334, ORLANDO, FL 32817-1334

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 1, 2017
Property Address	3925 INDIAN RIVER DR, COCOA, FL 32926-5941
Document Number	0078782124
Book / Page	7878 / 2124
Instrument Date	Apr 28, 2017
Instrument	2017090291
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	TITLE CLOSER

Transaction

Amount	Amount on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 OLEANDER PL, TITUSVILLE, FL 32780-5721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3925 INDIAN RIVER DR, COCOA, FL 32926-5941

Mortgage

Document Number	0078782156
Date	May 1, 2017
Book Page	7878/2156
Instrument	2017090301

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 3925 Indian River Dr was $8,218 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$646,390 (+2.7%)	$850,330 (-0.28%)
2025	$8,218.00 Homeowner's exemption	$629,400	$852,690 Land $351,000 Building $501,690
2023	$6,499.00 (+6.61%) Homeowner's exemption	$495,000 (+3%)	$736,870 (+13.42%) Land $287,100 Building $449,770
2022	$6,096.00 Homeowner's exemption	$480,590	$649,660 Land $287,100 Building $362,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3925 Indian River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	7 (2016–2025)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3925 Indian River Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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