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3925 Cadena Dr, Oceanside, CA 92058 Property Records

San Diego County property record for 3925 Cadena Dr, Oceanside, CA 92058 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,501 sqft Living Area
Lot Size6,000 sqft (0.138 acres)
OccupancyOwner Occupied
Last Sale$900,000 (2024)
Tax Bill$10,031.00 (2025)

Owner

Source: San Diego County records · APN 158-674-05-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3925 CADENA DR, OCEANSIDE, CA 92058-7991
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Mar 29, 2019Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Sep 10, 2020Grant Deed, Transfer · Veterans Administration Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 29, 2024 · Amount on Record
Deed SaleJul 29, 2024 · Amount on Record
Prior SaleSep 10, 2020 · Amount on Record
Deed Doc Number2024197821
Prior Transfer DateMay 20, 2009
Prior Transfer Doc0000264579
Record RefreshedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3925 CADENA DR, OCEANSIDE, CA 92058-7991
Transaction TypeMortgage
Record UpdatedFeb 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3925 CADENA DR, OCEANSIDE, CA 92058-7991

Mortgage

Document Number0000053182
DateFeb 03, 2022
Instrument2022-0053182
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3925 CADENA DR, OCEANSIDE, CA 92058-7991
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000112835
DateMar 29, 2019
Instrument2019-0112835
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueMar 31, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 10, 2020
Property Address3925 CADENA DR, OCEANSIDE, CA 92058-7991
Document Number0000529616
Map ReferenceMAP 13723
Instrument DateAug 04, 2020
Instrument2020-0529616
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3925 CADENA DR, OCEANSIDE, CA 92058-7991

Mortgage

Document Number0000529617
DateSep 10, 2020
Instrument2020-0529617
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$917,999 (+2%) Land $281,235 Building $636,764
2025$10,031.00 (+43.4%) Homeowner's exemption$900,000 (+43.22%) Land $275,721 Building $624,279
2023$6,995.00 (+1.52%)$628,399 Land $192,514 Building $435,885
2022$6,890.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone A99
federal flood protection under construction
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN158-674-05-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,501 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3925 CADENA DR
CityOCEANSIDE
StateCA
Zip92058-7991
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 174 TR 013723
Legal SubdivisionRIO VISTA
Legal Tract013723
Legal Block2
Legal Lot Number174
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2000
Census Tract18622

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