3924 Sutherland Ave, Watervliet, MI 49098 Property Records

Berrien County property record for 3924 Sutherland Ave, Watervliet, MI 49098

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · built 1960
Lot Size0.388 acres (16,931 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Jan 2012)
Tax Bill$2,623 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-0440-0003-00-1

Property Details

APN / Parcel Number

Primary APN21-0440-0003-00-1
Alternative APN
  • 11-21-0440-0003-00-1

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area16,931 sqft (0.388 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3924 SUTHERLAND AVE
CityWATERVLIET
StateMI
Zip49098-9359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionENTIRE LOT 3 THE N1/2 OF LOT 2 & THE S1/2 OF LOT 4 ASPENGREN'S SUB
Legal SubdivisionASPENGRENS SUB
Legal Lot Number2-4
Legal Unit3,2,4
JurisdictionBERRIEN MI
Township / Civil DivisionWATERVLIET
Census Block Group3
Census Block3033
Census Tract10300

Owner

3924 Sutherland Ave is owned and occupied by an individual who bought it in January 2012.

Source: Berrien County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address7604 RED ARROW HWY, 69, WATERVLIET, MI 49098-9384
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2012 · Amount on File
Deed SaleJan 11, 2012 · Amount on File
Prior SaleApr 12, 1993
Deed Book / Page2980 / 3437
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address3924 SUTHERLAND AVE, WATERVLIET, MI 49098-9359
Transaction TypeMortgage
Record UpdatedNov 9, 2023
Title CompanyCALHOUN TITLE AND ESCROW AGENCY, CALHOUN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3924 SUTHERLAND AVE, WATERVLIET, MI 49098-9359

Mortgage

Document Number03384/3391
DateSep 6, 2022
Book Page3384/3391
Instrument2022361743
Lender
NameOMNI COMMUNITY CU
TypeCredit Union
AddressBATTLE CREEK, MI 49016
Agreement
TypeLine of Credit
AmountAmount on Record
Term355 Months
DueApr 29, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3924 Sutherland Ave was $2,623 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionWatervliet Township
Unified School DistrictWatervliet School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$91,800$183,600
2025$2,623.00
2023$70,900$141,800
2022$2,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3924 Sutherland Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3924 Sutherland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERVLIET
serves 2,735 people · EPA ID MI0006930
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Oct 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Sutherland Ave

Nearby Streets

Search Property Records by Address or Parcel Number