Oneida County and Vernon Town property record for 3924 Pratt Dr, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 990 sqft · built 1955 |
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $100,000 (Aug 2015) |
| Tax Bill | $4,525 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Apr 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 306089 309.020-1-21 |
| Primary APN | 306089 309.020-1-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 990 sqft Living Area |
| 1st Floor Area | 990 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,200 sqft (0.303 acres) |
| Lot Dimensions | 165 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 022750 |
|---|---|
| Street Address | 3924 PRATT DR |
| City | ONEIDA |
| State | NY |
| Zip | 13421-3636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | HOUSE & GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 24900 |
Source: Oneida County and Vernon Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3924 PRATT DR, ONEIDA, NY 13421-3636 |
| Owner Type | Company |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage ARTHUR L PRATT |
| Apr 5, 2022 | Warranty Deed, Transfer |
| Aug 18, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2015 · Amount on Record |
| Deed Sale | Aug 5, 2015 · Amount on Record |
| Deed Book / Page | 2015 / 11048 |
| Last Transfer Date | Mar 17, 2022 |
| Transfer Doc | 0000005323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 3924 PRATT DR, ONEIDA, NY 13421-3636 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000016323 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 2025-016323 |
| Name | ARTHUR L PRATT |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 1 Months |
| Due | Jan 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Apr 5, 2022 |
| Property Address | 3924 PRATT DR, ONEIDA, NY 13421-3636 |
| Document Number | 0000005323 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 2022-005323 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 3924 PRATT DR, ONEIDA, NY 13421-3636 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Aug 18, 2017 |
| Property Address | 3924 PRATT DR, ONEIDA, NY 13421-3636 |
| Document Number | 0000012403 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 12403 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3915 PRATT DR ONEIDA NY 134213637, ONEIDA, NY 13421-3637 |
Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Vernon Town |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,525.00 (-0.11%) | ||
| 2025 | $4,530.00 (+324.16%) | $82,900 (-) Land $3,800 Building $79,100 | $190,575 (+9.2%) Land $8,736 Building $181,839 |
| 2023 | $82,900 (-) Land $3,800 Building $79,100 | $174,526 (+9.47%) Land $8,000 Building $166,526 | |
| 2022 | $1,068.00 | $82,900 Land $3,800 Building $79,100 | $159,423 Land $7,308 Building $152,115 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2011–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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