3924 Isla Ciudad Ct, Naples, FL 34109 Property Records

Collier County property record for 3924 Isla Ciudad Ct, Naples, FL 34109

Property Summary

Property TypeSingle Family Home
Details1,983 sqft · built 1997
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Last Sale$428,000 (Nov 2018)
Tax Bill$5,261 (2025)
Deeds & MortgagesDec 2023 Line of Credit
May 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN694300 4114B06

Property Details

APN / Parcel Number

Primary APN694300 4114B06
Alternative APN
  • 80400010681

Interior

Stories1 Story
Building Area1,983 sqft Living Area
1st Floor Area1,983 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeConcrete
Lot Area6,970 sqft (0.16 acres)
Deck Area480 sqft

Location & Zoning

Street Address3924 ISLA CIUDAD CT
CityNAPLES
StateFL
Zip34109-0321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionVILLAGE WALK PHASE THREE LOT 411
Legal Range26
Legal Township49
Legal Section6
Legal SubdivisionVILLAGE WALK PHASE 3
Legal Phase3
Legal Tract694300
Legal Block4
Legal Lot Number411
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group4
Census Block4003
Census Tract10434

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3177 DE LA GARE BOUL # 501, VAUDREUIL-DORION, QC J7V 0
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2023Deed of Trust, Mortgage · Line of Credit
RBC BANK (GEORGIA) NA
May 4, 2020Deed of Trust, Mortgage · Line of Credit
RBC BK (GEORGIA) NA
Nov 26, 2018Warranty Deed, Transfer · Conventional Mortgage
RBC BK (GEORGIA) NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2018 · Amount on Record
Deed SaleNov 26, 2018 · Amount on Record
Prior SaleSep 22, 2014 · Amount on Record
Deed Document Number20185640466
Deed Book / Page5574 / 2192
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address3924 ISLA CIUDAD CT, NAPLES, FL 34109-0321
Transaction TypeMortgage
Record UpdatedDec 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3177 DE LA GARE 501, XX

Mortgage

Document Number0063132667
DateDec 14, 2023
Book Page6313/2667
Instrument6487086
Lender
NameRBC BANK (GEORGIA) NA
TypeBank
AddressRALEIGH, NC 27617
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 5, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address3924 ISLA CIUDAD CT, NAPLES, FL 34109-0321
Document Number0057632305
Instrument DateMay 4, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3177 BOUL DE LA GARE, APT 501

Mortgage

Document Number0057632305
DateMay 15, 2020
Book Page005763/002305
Instrument5867458
Lender
NameRBC BK (GEORGIA) NA
TypeBank
AddressRALEIGH, NC 27617
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 14, 2050
Interest
Rate TypeAdjustable Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateNov 26, 2018
Property Address3924 ISLA CIUDAD CT, NAPLES, FL 34109-0321
Document Number0055742192
Book / Page005574 / 002192
Instrument DateOct 24, 2018
Instrument5640466
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,996.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3177 BOUL DE LA GARE, #501

Mortgage

Document Number55742194
DateNov 26, 2018
Book Page005574/002194
Instrument5640467
Lender
NameRBC BK (GEORGIA) NA
TypeBank
AddressRALEIGH, NC 27617
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 25, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$559,310 (+1%)$565,146 (+3.23%) Land $296,827 Building $268,319
2025$5,261.00 (+2.25%)$508,464 (+21%)$547,488 (-8.82%) Land $320,166 Building $227,322
2023$5,145.00 (+3.44%)$420,218 (+1%)$600,459 (+9.31%) Land $307,098 Building $293,361
2022$4,974.00$382,016$549,335 Land $236,694 Building $312,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 120 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies120 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Hotwire Communications
Fiber
1,000 / 500
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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