3924 E 190th St, Cleveland (Beachwood), OH 44122 Property Records

Cuyahoga County property record for 3924 E 190th St, Cleveland, OH 44122

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,170 sqft · built 1958
Lot Size	0.121 acres (5,310 sqft)
Owner	Individual Name on File
Last Sale	$65,500 (Apr 1996)
Tax Bill	$2,284 (2025)
Deeds & Mortgages	Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`140-25-036`

Property Details

APN / Parcel Number

Primary APN	`140-25-036`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,170 sqft Living Area
1st Floor Area	780 sqft
2nd Floor Area	390 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,310 sqft (0.121 acres)
Lot Dimensions	118 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	3924 E 190TH ST
City	CLEVELAND
State	OH
Zip	44122-6705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1F
Legal Description	64 NP1099.93 FT N OF HARVARD MB140 PG25 MB03493 PG0031
Legal Lot Number	64
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1007
Census Tract	121800

Owner

3924 E 190th St is owned and occupied by an individual who bought it in April 1996.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3924 E 190TH ST, CLEVELAND, OH 44122-6705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 1996 · Amount on File
Deed Sale	Apr 19, 1996 · Amount on File
Prior Sale	Aug 11, 1995 · Amount on File
Deed Document Number	0000349331
Record Updated	Jun 8, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUYAHOGA OH
Property Address	3924 E 190TH ST, CLEVELAND, OH 44122-6705
Document Number	0003040617
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3924 E 190TH ST CLEVELAND OH 441226705, CLEVELAND, OH 44122-6705

Mortgage

Document Number	0003040617
Date	Mar 4, 2020
Instrument	3040617

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Mar 3, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3924 E 190th St was $2,284 with a homeowner's exemption, up % from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,284.00 (+0.04%) Homeowner's exemption	$34,830 (-) Land $6,440 Building $28,390
2024	$2,283.00 (-3.99%) Homeowner's exemption	$34,830 (+11.07%) Land $6,440 Building $28,390	$99,500 Land $18,400 Building $81,100
2023	$2,378.00 (+0.55%) Homeowner's exemption	$31,360 (-) Land $5,600 Building $25,760
2022	$2,365.00 Homeowner's exemption	$31,360 Land $5,600 Building $25,760
2021			$89,600 Land $16,000 Building $73,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3924 E 190th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3924 E 190th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Breezeline, DigitalC, PCs for People, T-Mobile, Verizon.

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