Calvert County property record for 3924 13th St, Chesapeake Beach, MD 20732
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,680 sqft · built 1956 |
| Lot Size | 0.183 acres (7,968 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Aug 1989) |
| Tax Bill | $3,492 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-068471 |
| Primary APN | 03-068471 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,680 sqft Total Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,968 sqft (0.183 acres) |
| Garage Type | Detached |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 244 sqft |
| Deck Area | 648 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 068471 |
|---|---|
| Street Address | 3924 13TH ST |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-3148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LTS 7-9 BLK 58 CHES BEACH |
| Legal Subdivision | CHESAPEAKE BEACH 01 |
| Legal Block | 58 |
| Legal Lot Number | 7-9 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 860402 |
3924 13th St is owned and occupied by two individuals who acquired it in October 2023.
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3924 13TH ST, CHESAPEAKE BEACH, MD 20732-3148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2023 | Intrafamily Transfer, Transfer |
| Jul 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 1989 · Amount on File |
| Deed Sale | Aug 9, 1989 · Amount on File |
| Deed Book / Page | 487 / 126 |
| Last Transfer Date | Oct 19, 2023 |
| Transfer Doc | 0064980219 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Oct 25, 2023 |
| Property Address | 3924 13TH ST, CHESAPEAKE BEACH, MD 20732-3148 |
| Document Number | 0064980219 |
| Book / Page | 6498 / 219 |
| Map Reference | LB AAH 7 FO 74 |
| Instrument Date | Oct 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3924 13TH ST, CHESAPEAKE BEACH, MD 20732-3148 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3924 13TH ST, CHESAPEAKE BEACH, MD 20732-3148 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3924 13TH ST, CHESAPEAK BCH, MD 20732-3148 |
| Document Number | 0060170149 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 6017/149 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 3924 13th St was $3,492 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Municipality | Chesapeake Beach Town |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328,367 (+2.61%) | $345,100 (+7.84%) Land $96,600 Building $248,500 | |
| 2025 | $3,492.00 Homeowner's exemption | $320,000 Land $96,600 Building $223,400 | $320,000 Land $96,600 Building $223,400 |
| 2023 | $2,836.00 Homeowner's exemption | $283,467 | $320,000 Land $96,600 Building $223,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3924 13th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 9 (1981–2022) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | May 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3924 13th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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