St. Clair County property record for 3923 Vogel School Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,605 sqft · built 1992 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $6,107 (2025) |
| Deeds & Mortgages | Jul 2020 Construction Loan |
| APN | 16-03-0-400-006 |
| Primary APN | 16-03-0-400-006 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,605 sqft Living Area |
| Basement Area | 1,655 sqft |
| Unfinished Basement | 1,655 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 218,236 sqft (5.01 acres) |
| Garage Type | Mixed |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 166 sqft |
| Patio Area | 468 sqft |
| Cooling System | Central |
|---|
| Street Address | 3923 VOGEL SCHOOL RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLSTADT TWP SEC 3 LOT/SEC-3-SUBL/TWP-2S-BLK/RG-9W PT NE SE AS IN A02840564 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 03 |
| Legal Subdivision | MILLSTADT TWP |
| Legal Block | 400 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | MILLSTADT |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 503203 |
3923 Vogel School Rd is owner-occupied and held in a trust since February 2025.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3923 VOGEL SCHOOL RD, WATERLOO, IL 62298-4623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 26, 2025 |
| Transfer Doc | 0002840564 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jul 30, 2020 |
| Property Address | 3923 VOGEL SCHOOL RD, WATERLOO, IL 62298-4623 |
| Document Number | 00A2660117 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 2660117 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 13, 2020 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3923 VOGEL SCHOOL RD WATERLOO IL 622984623, WATERLOO, IL 62298-4623 |
| Document Number | 00A2660117 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 2660117 |
| Name | FIRST NAT'L BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | MILLSTADT, IL 62260 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 29, 2030 |
The 2025 property tax bill for 3923 Vogel School Rd was $6,107 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Millstadt Township |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,107.00 | $107,489 Land $5,685 Building $101,804 | |
| 2023 | $299,673 (+8.13%) Land $15,906 Building $283,767 | ||
| 2022 | $92,377 Land $4,802 Building $87,575 | $277,131 Land $14,406 Building $262,725 | |
| 2019 | $5,379.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3923 Vogel School Rd; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3923 Vogel School Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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