3923 Pondside Ct, Middleburg, FL 32068 Property Records

Clay County property record for 3923 Pondside Ct, Middleburg, FL 32068 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,267 sqft · built 2022
Lot Size0.195 acres (8,505 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Jul 2025)
Tax Bill$4,963 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN18-04-25-007953-057-67

Property Details

APN / Parcel Number

Primary APN18-04-25-007953-057-67

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,267 sqft Heated Area
Gross Area3,054 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,505 sqft (0.195 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3923 PONDSIDE CT
CityMIDDLEBURG
StateFL
Zip32068-4486
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 456 GREYHAWK UNIT 3 AS RECO R 4946 PG 1152
Legal Lot Number456
Legal Unit3
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group2
Census Block2033
Census Tract30205

Owner

Source: Clay County records · APN 18-04-25-007953-057-67

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1524 HILLTOP DR, CHESAPEAKE, VA 23322-1738
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 03, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
AMERICAN HERITAGE LENDING INC
Jun 16, 2021Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 03, 2025 · Amount on Record
Deed SaleJul 03, 2025 · Amount on Record
Prior SaleJan 03, 2023 · Amount on Record
Deed Document Number2025030756
Deed Book / Page4946 / 1152
Record UpdatedJun 08, 2026

January 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJan 03, 2023
Property Address3923 PONDSIDE CT, MIDDLEBURG, FL 32068-4486
Document Number0046790321
Book / Page4679 / 321
Map ReferenceMB 64 PG 64
Instrument DateNov 23, 2022
Instrument2023000131
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 09, 2024
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,958.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address3923 PONDSIDE CT, MIDDLEBURG, FL 32068-4486

Mortgage

Document Number0004679325
DateJan 03, 2023
Instrument4679/325
Lender
NameAMERICAN HERITAGE LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2052

June 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCLAY FL
Recording DateJun 16, 2021
Property Address3923 PONDSIDE CT, MIDDLEBURG, FL 32068-4486
Document Number0044701026
Book / Page4470 / 1026
Instrument DateJun 16, 2021
Instrument2021037539
Transaction TypeTransfer
Record UpdatedJan 09, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$50,757.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address7807 BAYMEADOWS RD E # E205, E205, JACKSONVILLE, FL 32256-9664

Transferred To (Grantee/Buyer)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,963.00 (-46.71%) Homeowner's exemption$365,574 (-2.31%) Land $60,000 Building $305,574$365,574 (-2.31%) Land $60,000 Building $305,574
2023$9,313.00 (+146.7%)$374,219 (+648.44%) Land $60,000 Building $314,219$374,219 (+648.44%) Land $60,000 Building $314,219
2022$3,775.00$50,000 Land $50,000$50,000 Land $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 1,282 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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