Cheboygan County property record for 3923 Indian Trail Rd, Cheboygan, MI 49721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,504 sqft · built 2023 |
| Lot Size | 3.1 acres (135,036 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,860 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Aug 2026 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 091-033-300-003-00 |
| Primary APN | 091-033-300-003-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,504 sqft Living Area |
| 1st Floor Area | 1,504 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Lot Area | 135,036 sqft (3.1 acres) |
| Garage Area | 896 sqft |
| Street Address | 3923 INDIAN TRAIL RD |
|---|---|
| City | CHEBOYGAN |
| State | MI |
| Zip | 49721-9664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SW1/4, SEC 33, T37N,R2W DESC AS: COM AT INT OF S LI OF INDIAN TRAIL RD & E LI OF RICHARDSON RD; TH NELY ALG S LI 330FT |
| Legal Range | 02W |
| Legal Township | 037 |
| Legal Section | 33 |
| Legal Lot Number | 1 |
| Jurisdiction | CHEBOYGAN MI |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 960500 |
Source: Cheboygan County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 268 BALDWIN CT, CLARKSTON, MI 48348-2323 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2026 | Warranty Deed, Transfer |
| Aug 25, 2026 | Warranty Deed, Transfer |
| Aug 25, 2026 | Warranty Deed, Transfer |
| Oct 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| Nov 23, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jun 6, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2026 |
| Deed Sale | Aug 25, 2026 |
| Prior Sale | Jun 6, 2022 · Amount on Record |
| Deed Book / Page | 1590 / 970 |
| Prior Transfer Date | Aug 21, 2026 |
| Prior Transfer Doc | 1590000972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Aug 25, 2026 |
| Property Address | 3923 INDIAN TRAIL RD, CHEBOYGAN, MI 49721-9664 |
| Document Number | 1590000970 |
| Book / Page | 1590 / 970 |
| Instrument Date | Aug 21, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 268 BALDWIN CT, CLARKSTON, MI 48348-2323 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Aug 25, 2026 |
| Property Address | 3923 INDIAN TRAIL RD, CHEBOYGAN, MI 49721-9664 |
| Document Number | 1590000968 |
| Book / Page | 1590 / 968 |
| Instrument Date | Aug 21, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 268 BALDWIN CT, CLARKSTON, MI 48348-2323 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Aug 25, 2026 |
| Property Address | 3923 INDIAN TRAIL RD, CHEBOYGAN, MI 49721-9664 |
| Document Number | 1590000972 |
| Book / Page | 1590 / 972 |
| Instrument Date | Aug 21, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 268 BALDWIN CT, CLARKSTON, MI 48348-2323 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Property Address | 3923 INDIAN TRAIL RD, CHEBOYGAN, MI 49721-9664 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7331 GREEN VALLEY DR, GRAND BLANC, MI 48439-8195 |
| Document Number | 0000001495/0000000850 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 0000001495/0000000850 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Oct 1, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Nov 23, 2022 |
| Property Address | 3923 INDIAN TRAIL RD, CHEBOYGAN, MI 49721-9664 |
| Document Number | 0001498/21 |
| Book / Page | 1498 / 21 |
| Instrument Date | Nov 4, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6320 DIVISION RD, HARBOR SPRINGS, MI 49740-9749 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEBOYGAN MI |
| Recording Date | Jun 6, 2022 |
| Property Address | 3923 INDIAN TRAIL RD, CHEBOYGAN, MI 49721-9664 |
| Document Number | 001485/379 |
| Book / Page | 1485 / 379 |
| Instrument Date | May 26, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7331 GREEN VALLEY DR, GRAND BLANC, MI 48439-8195 |
Source: Cheboygan County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cheboygan County |
| County Subdivision | Inverness Township |
| Unified School District | Cheboygan Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,200 (+15.71%) | $306,400 (+15.71%) | |
| 2025 | $4,860.00 (+2.86%) | $132,400 (+1,237.37%) | $264,800 (+1,237.37%) |
| 2024 | $4,725.00 (+1,496.28%) | ||
| 2023 | $9,900 | $19,800 | |
| 2022 | $296.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Presque Isle Connect Fiber | 1,000 / 1,000 |
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