3923 E Monterosa St, Phoenix, AZ 85018 Property Records

Maricopa County property record for 3923 E Monterosa St, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,950 sqft · built 2016
Lot Size	0.156 acres (6,800 sqft)
Owner	Company Name on Record
Last Sale	$1,425,000 (Aug 2021)
Tax Bill	$6,863 (2025)
Deeds & Mortgages	Aug 2021 Sale Jun 2019 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`170-32-094`

Property Details

APN / Parcel Number

Primary APN	`170-32-094`
Alternative APN	`170320941`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,950 sqft Living Area
Gross Area	3,071 sqft
1st Floor Area	2,243 sqft
Basement Area	707 sqft
Finished Basement	707 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Combination
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,800 sqft (0.156 acres)
View / Lot	Commercial/Industrial
Parking Spaces	2 Parking Spaces
Pool Area	247 sqft
Porch	Slab
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3923 E MONTEROSA ST
City	PHOENIX
State	AZ
Zip	85018-4820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-M
Legal Description	RANCHO DEL MONTE UNIT 2 MCR 50/09
Legal Range	3E
Legal Township	2N
Legal Section	24
Legal Subdivision	RANCHO DEL MONTE UNIT 2
Legal Block	10
Legal Lot Number	6
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2015
Census Tract	108302

Owner

Source: Maricopa County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6458 E EXETER BLVD, SCOTTSDALE, AZ 85251-3102
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Warranty Deed, Transfer MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC
Jun 10, 2019	Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK
Sep 16, 2020	Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK
Apr 21, 2017	Warranty Deed, Transfer · ARM OLD REPUBLIC TITLE
Feb 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Apr 21, 2017 · Amount on Record
Deed Document Number	2021936403
Prior Transfer Date	Feb 14, 2017
Prior Transfer Doc	0000118296
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 30, 2021
Property Address	3923 E MONTEROSA ST, PHOENIX, AZ 85018-4820
Document Number	0000936403
Map Reference	MB 50 PG 9
Instrument Date	Aug 23, 2021
Instrument	20210936403
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3923 E MONTEROSA ST, 3923, PHOENIX, AZ 85018-4820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6458 E EXETER BLVD, SCOTTSDALE, AZ 85251-3102

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3923 E MONTEROSA ST, PHOENIX, AZ 85018-4820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3923 E MONTEROSA ST, PHOENIX, AZ 85018-4820

Mortgage

Document Number	0000428414
Date	Jun 10, 2019
Instrument	20190428414

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73162

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 8, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3923 E MONTEROSA ST, PHOENIX, AZ 85018-4820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3923 E MONTEROSA ST, PHOENIX, AZ 85018-4820

Mortgage

Document Number	0000866916
Date	Sep 16, 2020
Instrument	20200866916

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73162

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 21, 2017
Property Address	3923 E MONTEROSA ST, PHOENIX, AZ 85018-4820
Document Number	0000288233
Map Reference	MB 50 PG 9
Instrument Date	Apr 17, 2017
Instrument	2017-0288233
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3923 E MONTEROSA ST, PHOENIX, AZ 85018-4820

Mortgage

Document Number	, 2017-0288234
Date	Apr 21, 2017
Instrument	2017-0288234

Lender

Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	1-Year CMT
Max Rate	9.87%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 17, 2017
Property Address	3923 E MONTEROSA ST, PHOENIX, AZ 85018-4820
Document Number	0000118296
Instrument Date	Feb 14, 2017
Instrument	118296
Transaction Type	Transfer
Record Updated	Feb 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	401 W 1ST ST #104 TEMPE AZ 85281, 104, TEMPE, AZ 85281

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Creighton Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,220 (+141.92%)	$1,202,200 (+14.44%) Land $240,400 Building $961,800
2025	$6,863.00 (+11.87%)	$49,695 (-57.63%)	$1,050,500 (-10.44%) Land $210,100 Building $840,400
2024		$117,300	$1,173,000 Land $234,600 Building $938,400
2022	$6,135.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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