3923 Cedar Hammock Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3923 Cedar Hammock Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	3,367 sqft Heated Area
Lot Size	9,583 sqft (0.219 acres)
Garage	Finished, 651 sqft
Occupancy	Owner Occupied
Tax Bill	$5,640.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`120572`
Alternative APN	`152630070000012080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	3,367 sqft Heated Area
Gross Area	4,050 sqft Gross Area
1st Floor	1,565 sqft 1st Floor
Upper Floors	1,802 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.219 acres)
Depth X Width	120 ft x 80 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	651 sqft Garage

Exterior Amenities

Pool Area	420 sqft Pool
Deck Area	480 sqft Deck
Porch	Open Porch
Porch Area	32 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	120572
Street Address	3923 CEDAR HAMMOCK TRL
City	SAINT CLOUD
State	FL
Zip	34772-8739
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STEVENS PLANTATION PB 16 PGS 34-41 LOT 208
Legal Range	30E
Legal Township	26S
Legal Section	15
Legal Subdivision	STEVENS PLANTATION
Legal Tract	700
Legal Block	1
Legal Lot Number	208
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2023
Census Tract	43208

Owner

Source: Osceola County records · APN 120572

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3923 CEDAR HAMMOCK TRL, SAINT CLOUD, FL 34772-8739
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2024
Deed Sale	Sep 27, 2024
Prior Sale	Aug 25, 2010 · Amount on Record
Deed Doc Number	2014187797
Deed Book / Page	4714 / 1052
Prior Transfer Date	Dec 29, 2014
Prior Transfer Doc	2014187797
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,640.00 (+8.19%) Homeowner's exemption	$257,261 (+5.99%)	$477,200 (+9.12%) Land $85,000 Building $392,200
2023	$5,213.00 (+5.4%) Homeowner's exemption	$242,730 (+3%)	$437,300 (+10.21%) Land $75,000 Building $362,300
2022	$4,946.00 Homeowner's exemption	$235,661	$396,800 Land $70,000 Building $326,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.