3923 Baja Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3923 Baja Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2017
Square Footage	2,144 sqft Heated Area
Lot Size	6,098 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$235,300 (2017)
Tax Bill	$2,842.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`352630096400014190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,144 sqft Heated Area
Gross Area	2,594 sqft Gross Area
1st Floor Area	2,144 sqft 1st Floor
Stories	1 Story
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished
Garage Area	420 sqft Garage
Patio Area	120 sqft Patio
Porch	Open Porch
Porch Area	30 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3923 BAJA DR
City	SAINT CLOUD
State	FL
Zip	34772-8153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 419
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	WHALEYS CREEK PH 1 2 & 3
Legal Phase	1
Legal Tract	964
Legal Lot Number	419
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2011
Census Tract	43304

Owner

Source: Osceola County records · APN 352630096400014190

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3923 BAJA DR, SAINT CLOUD, FL 34772-8153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 17, 2017 · Amount on Record
Deed Sale	Apr 17, 2017 · Amount on Record
Deed Document Number	2017056575
Deed Book / Page	5132 / 2786
Record Updated	Jun 08, 2026

April 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 17, 2017
Property Address	3923 BAJA DR, SAINT CLOUD, FL 34772-8153
Document Number	0051322786
Book / Page	5132 / 2786
Map Reference	MB24 PG161-167
Instrument Date	Apr 13, 2017
Instrument	2017056575
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 08, 2022
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,647.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3923 BAJA DR, SAINT CLOUD, FL 34772-8153

Mortgage

Document Number	0051322788
Date	Apr 17, 2017
Instrument	5132/2788

Lender

Name	PULTE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,842.00 (+6.52%) Homeowner's exemption	$201,701 (+5.99%)	$352,200 (+3.62%) Land $70,000 Building $282,200
2023	$2,668.00 (+3.81%) Homeowner's exemption	$190,308 (+3%)	$339,900 (+10.21%) Land $65,000 Building $274,900
2022	$2,570.00 Homeowner's exemption	$184,766	$308,400 Land $60,000 Building $248,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.