Cabarrus County property record for 3923 Backwater St, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,938 sqft · built 2023 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $418,500 (May 2024) |
| Deeds & Mortgages | May 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04104J0084.000000 |
| Primary APN | 04104J0084.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,938 sqft Living Area |
| Gross Area | 2,504 sqft |
| 1st Floor Area | 746 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 9,627 sqft (0.221 acres) |
| Lot Width | 153 ft Width |
| Garage Type | Mixed |
| Garage Area | 398 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 704 sqft |
| Porch | Slab |
| Porch Area | 48 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 170371 |
|---|---|
| Street Address | 3923 BACKWATER ST |
| City | CONCORD |
| State | NC |
| Zip | 28027-9838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LT 84 CHILDERS PARK AT BUFFALO CREEK |
| Legal Subdivision | CHILDERS PARK |
| Legal Lot Number | 84 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41202 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3923 BACKWATER ST, CONCORD, NC 28027-9838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2024 · Amount on Record |
| Deed Sale | May 2, 2024 · Amount on Record |
| Deed Document Number | 20248999 |
| Deed Book / Page | 16917 / 280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 2, 2024 |
| Property Address | 3923 BACKWATER ST, CONCORD, NC 28027-9838 |
| Document Number | 0016917280 |
| Book / Page | 16917 / 280 |
| Map Reference | MB 97 PG 56-58 |
| Instrument Date | May 1, 2024 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 13, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $837.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13925 BALLANTYNE CORPORATE PL STE 300, 300, CHARLOTTE, NC 28277-2715 |
| Name | Verified Name |
|---|---|
| Address | 3923 BACKWATER ST, CONCORD, NC 28027-9838 |
| Document Number | 0169170282 |
|---|---|
| Date | May 2, 2024 |
| Instrument | 16917-0282 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $386,790 Land $88,000 Building $298,790 | |
| 2024 | $386,790 Land $88,000 Building $298,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Google Fiber.
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