3923 40th St, Hamilton, MI 49419 Property Records

Allegan County property record for 3923 40th St, Hamilton, MI 49419

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,404 sqft · built 2003
Lot Size	2.87 acres (125,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Sep 2024)
Tax Bill	$3,204 (2025)
Deeds & Mortgages	Aug 2022 Transfer Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-026-016-20`

Property Details

APN / Parcel Number

Primary APN	`18-026-016-20`
Alternative APN	`03-18-026-016-20`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile/Manufactured
Exterior Material	Wood
Lot Area	125,017 sqft (2.87 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3923 40TH ST
City	HAMILTON
State	MI
Zip	49419-9738
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	AG
Legal Description	COM AT W 1/4 PST TH N ON W SEC LIN 500' TO POB TH CONT N 250' TH E 500' TH S 250' TH W 500' TO POB SEC 26 T4N R14W (2000)
Legal Range	14W
Legal Township	04N
Legal Section	26
Jurisdiction	ALLEGAN MI
Township / Civil Division	OVERISEL
Census Block Group	2
Census Block	2042
Census Tract	30301

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3923 40TH ST, HAMILTON, MI 49419-9738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Intrafamily Transfer, Transfer
Feb 25, 2022	Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE
Aug 26, 2019	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2024 · Amount on Record
Deed Sale	Sep 3, 2024 · Amount on Record
Prior Sale	Aug 26, 2019 · Amount on Record
Deed Document Number	202412914
Deed Book / Page	4970 / 1
Prior Transfer Date	Aug 30, 2024
Prior Transfer Doc	0004970/11
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Aug 22, 2022
Property Address	3923 40TH ST, HAMILTON, MI 49419-9738
Document Number	0004791/78
Book / Page	4791 / 78
Instrument Date	Aug 18, 2022
Instrument	2022016420
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3923 40TH ST, HAMILTON, MI 49419-9738

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3923 40TH ST, HAMILTON, MI 49419-9738
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3923 40TH ST, HAMILTON, MI 49419-9738

Mortgage

Document Number	0004734/95
Date	Feb 25, 2022
Book Page	4734/95
Instrument	2022004016

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 26, 2019
Property Address	3923 40TH ST, HAMILTON, MI 49419-9738
Document Number	004374/617
Book / Page	4374 / 617
Instrument Date	Aug 7, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LIGHTHOUSE TITLE AGENCY, LIGHTHOUSE TTL AGCY THORNAPP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,242.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4051 34TH ST, 4051, DORR, MI 49323-9352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3923 40TH ST, HAMILTON, MI 49419-9738

Mortgage

Document Number	0004374620
Date	Aug 26, 2019
Instrument	4374/620

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Overisel Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,600 (+20.94%) Land $50,500 Building $73,100	$247,200 (+20.94%) Land $101,000 Building $146,200
2025	$3,204.00 (+18.49%) Homeowner's exemption	$102,200 (-4.49%) Land $39,900 Building $62,300	$204,400 (-4.49%) Land $79,800 Building $124,600
2024	$2,704.00 (+18.54%)
2023		$107,000 Land $34,500 Building $72,500	$214,000 Land $69,000 Building $145,000
2022	$2,281.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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