St. Charles County property record for 3922 William Dr, Saint Charles, MO 63304
| Property Type | Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · built 1968 |
| Lot Size | 0.309 acres (13,485 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 492390A000 |
| Primary APN | 492390A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Year Built | Built 1968 |
|---|---|
| Lot Area | 13,485 sqft |
| Lot Dimensions | 155 ft deep x 87 ft wide |
| Account Number | 492390A000 |
|---|---|
| Old Parcel Number | 492390A000 |
| Street Address | 3922 WILLIAM DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-6848 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | AF0 |
| Legal Description | COPELAND HGTS LOT 47 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | COPELAND HGTS |
| Legal Lot Number | 47 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 311149 |
3922 William Dr, vacant land, is owned and occupied by two individuals who acquired it in May 2002.
Source: St. Charles County records, as of October 19, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3926 WILLIAM DR, SAINT CHARLES, MO 63304-6848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2002 |
| Deed Sale | May 2, 2002 |
| Deed Document Number | 40804 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 28, 2017 |
| Property Address | 3922 WILLIAM DR, SAINT CHARLES, MO 63304-6848 |
| Document Number | 0067820987 |
| Book / Page | 006782 / 000987 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 469760 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | SERVICELINK |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3926 WILLIAM DR ST CHARLES MO 633046848, ST CHARLES, MO 63304-6848 |
| Document Number | 67820989 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 006782/000989 |
| Instrument | 469770 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 27, 2047 |
Source: St. Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $8,550 | |
| 2022 | $45,000 Land $45,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3922 William Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 11 (1979–2020) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3922 William Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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