3922 San Miguel Ct, Oceanside, CA 92057 Property Records

San Diego County property record for 3922 San Miguel Ct, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 977 sqft · built 1983
Lot Size	0.95 acres (4,118 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Apr 2020)
Tax Bill	$3,813 (2025)
Deeds & Mortgages	Jun 2023 Transfer May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-521-57-00`

Property Details

APN / Parcel Number

Primary APN	`160-521-57-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	977 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	4,118 sqft (0.95 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3922 SAN MIGUEL CT
City	OCEANSIDE
State	CA
Zip	92057-7104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 143 TR 010191
Legal Subdivision	RANCHO HERMOSA
Legal Tract	010191
Legal Block	1
Legal Lot Number	143
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1002
Census Tract	18512

Owner

3922 San Miguel Ct is owned by a company that bought it in April 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1733 LEMONADEBERRY LN, VISTA, CA 92084-7414
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Intrafamily Transfer, Transfer
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 17, 2020	Grant Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2020 · Amount on File
Deed Sale	Apr 17, 2020 · Amount on File
Prior Sale	Apr 20, 2006 · Amount on File
Deed Document Number	2020196219
Prior Transfer Date	Mar 9, 2020
Prior Transfer Doc	0000196219
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 27, 2023
Property Address	3922 SAN MIGUEL CT, OCEANSIDE, CA 92057-7104
Document Number	0000167646
Map Reference	MAP 10191
Instrument Date	Jun 23, 2023
Instrument	2023-0167646
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1733 LEMONADEBERRY LN, VISTA, CA 92084-7414

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3922 SAN MIGUEL CT, OCEANSIDE, CA 92057-7104
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1733 LEMONADEBERRY LN, VISTA, CA 92084-7414

Mortgage

Document Number	0000339470
Date	May 3, 2021
Instrument	2021-0339470

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 17, 2020
Property Address	3922 SAN MIGUEL CT, OCEANSIDE, CA 92057-7104
Document Number	0000196219
Map Reference	MAP 10191
Instrument Date	Mar 9, 2020
Instrument	2020-0196219
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 5975, OCEANSIDE, CA 92052-5975
Investor	Possibly a Property Investor

Mortgage

Document Number	0000196220
Date	Apr 17, 2020
Instrument	2020-0196220

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3922 San Miguel Ct was $3,813.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$334,649 (+2%) Land $245,412 Building $89,237
2025	$3,813.00	$328,088 Land $240,600 Building $87,488
2023	$3,622.00 (+1.63%)	$315,350 (+2%) Land $231,258 Building $84,092
2022	$3,564.00	$309,168 Land $226,724 Building $82,444

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3922 San Miguel Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3922 San Miguel Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: FiberFirst, GeoLinks.

Nearby Properties on San Miguel Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures