3922 Saint James Ct, Springfield, OH 45502 Property Records

Clark County property record for 3922 Saint James Ct, Springfield, OH 45502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,451 sqft · built 2003
Lot Size	0.964 acres (42,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Jul 2018)
Tax Bill	$9,351 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050-02-00022-102-004`

Property Details

APN / Parcel Number

Primary APN	`050-02-00022-102-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,451 sqft Living Area
Gross Area	4,387 sqft
1st Floor Area	1,481 sqft
Basement Area	850 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	42,001 sqft (0.964 acres)
Lot Dimensions	300 ft deep x 227 ft wide
Garage Type	Attached
Garage Area	740 sqft

Exterior Amenities

Porch	Slab
Porch Area	236 sqft
Deck Area	372 sqft
Patio Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3922 SAINT JAMES CT
City	SPRINGFIELD
State	OH
Zip	45502-9004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	DRAKE ESTATES 4
Legal Subdivision	DRAKE ESTATES
Legal Block	102
Legal Lot Number	4
Jurisdiction	CLARK OH
Township / Civil Division	GERMAN
Census Block Group	1
Census Block	1010
Census Tract	2602

Owner

Source: Clark County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3922 SAINT JAMES CT, SPRINGFIELD, OH 45502-9004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION
Oct 14, 2022	Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC
May 8, 2020	Deed of Trust, Mortgage · Conventional with PMI WRIGHT-PATT CU
Jul 31, 2018	Warranty Deed, Transfer · Conventional with PMI WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Aug 14, 2014 · Amount on Record
Deed Document Number	201810210
Deed Book / Page	2147 / 33
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Recording Date	Sep 18, 2026
Property Address	3922 SAINT JAMES CT, SPRINGFIELD, OH 45502-9004
Document Number	0000012852
Book / Page	2274 / 4761
Instrument Date	Sep 14, 2026
Instrument	202612852
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3922 SAINT JAMES CT, SPRINGFIELD, OH 45502-9004

Mortgage

Document Number	0000012852,
Date	Sep 18, 2026
Book Page	2274/4761
Instrument	202612852

Lender

Name	WRIGHT-PATT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	3922 SAINT JAMES CT, SPRINGFIELD, OH 45502-9004
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015330
Date	Oct 14, 2022
Book Page	2216/4142
Instrument	202200015330

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	3922 SAINT JAMES CT, SPRINGFIELD, OH 45502-9004
Document Number	0000006589
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	HALLMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3922 SAINT JAMES CT SPRINGFIELD OH 455029004, SPRINGFIELD, OH 45502-9004

Mortgage

Document Number	0000006589
Date	May 14, 2020
Book Page	002171/005496
Instrument	6589

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	May 13, 2040

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Jul 31, 2018
Property Address	3922 SAINT JAMES CT, SPRINGFIELD, OH 45502-9004
Document Number	0000010210
Book / Page	002147 / 000033
Instrument Date	Jul 31, 2018
Instrument	10210
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3922 SAINT JAMES CT SPRINGFIELD OH 455029004, SPRINGFIELD, OH 45502-9004

Mortgage

Document Number	10211
Date	Jul 31, 2018
Book Page	002147/000035
Instrument	10211

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	German Township
Unified School District	Northwestern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,351.00 (+60.64%)	$137,260 (+13.38%) Land $14,250 Building $123,010	$392,190 (+13.39%) Land $40,720 Building $351,470
2024	$5,821.00 (+2.46%)
2023		$121,060 Land $8,320 Building $112,740
2022	$5,681.00		$345,890 Land $23,770 Building $322,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981–1996)
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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